Sold
791 W Bay Shore Drive, Oxford, MI 48371
Sold on 01/30/2026 for$620,000
MLS # 20251058660 (Realcomp)
3 beds4 baths3,300 sqftBuilt 20040.34 acres
1 / 37
Listing Description
This charming lakefront ranch is nestled in the highly sought after Waterstone community where everyday living feels like a getaway. Well maintained and filled with natural light, this home offers 2 bedrooms on the main floor and the beautifully finished walkout basement features a lower-level suite with an additional bedroom, bathroom, and full kitchen. Wake up to picture-perfect mornings with stunning water views, unwind on the trex deck, or cozy up in the sunroom just off the kitchen. Updates include: Front/sliding door (2023), gas fireplace (2023), flooring (2025), dock (2019), blinds (2023), water heater (2024), dishwasher (2024). Move in ready just in time to enjoy ice skating and ice fishing before the summer months of boating and golfing. With flexible living spaces and true “vacation-at-home” comfort, this lakefront ranch is ready to welcome its next owner to the lifestyle they've been dreaming of. There are cameras on the property.
Source: SparkMLS
About this home
This 3-bedroom, 4-bath, 3,300 sq ft home built in 2004 sits in Oxford Township in Oxford.
Final sale price: $620,000 (about $188/sq ft).
Annual property taxes run approximately $8,761 ($730/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area3,300 sqft
Lot Size0.34 acres
Year Built2004
Stories1
Location
CityOxford
MunicipalityOxford Twp
Zip Code48371
CountyOakland
School DistrictOxford
Construction & Systems
ConstructionBrick
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorBasement Finished, Hot Tub Spa, Wet Bar
Sale & Financing
Listed12/7/2025
Sold Date1/29/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$262 / Semi Annual
Source: SparkMLS
Tax Information
Annual Tax$7,570
State Equalized Value$235,540
Taxable Value$208,240
Parcel #0421302003
Source: Public Records
Legal Description
T5N, R10E, SEC 16 & 21 WESTLAKE OF WATERSTONE LOT 115 6-12-02 FR 100-009
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rachel Smith
Thrive Realty Company
Frequently Asked Questions about 791 W Bay Shore Drive, Oxford, MI 48371
What school district is 791 W Bay Shore Drive, Oxford, MI 48371 in?
Per MLS# 20251058660, this property is served by Oxford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251058660, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251058660, the most recent reported annual property tax for 791 W Bay Shore Drive, Oxford, MI 48371 is $7,570. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 791 W Bay Shore Drive, Oxford, MI 48371 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 791 W Bay Shore Drive, Oxford, MI 48371 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 791 W Bay Shore Drive, Oxford, MI 48371?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 791 W Bay Shore Drive, Oxford, MI 48371. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$8,761
Monthly$730
Millage rate37.1942 mills
Municipality: CHARTER TOWNSHIP OF OXFORD
School district: OXFORD AREA COMM SCH DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$5,072
Principal & interest$4,080
Property taxes$730
HOA$262
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
791 W Bay Shore Drive, Oxford, MI 48371
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Municipality
Oxford Township
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County
Oakland County
View county overview →
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