Pending
795 Autumn Drive, Otsego, MI 49078
$320,000
MLS # 26031507 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,276 sqftBuilt 19920.32 acres
1 / 24
Listing Description
NEW ROOF INSTALLED JULY 2024! Move right in and enjoy the peace of mind that comes with extensive updates throughout this beautifully maintained home. Since 2018, nearly every major component has been improved, including windows, siding, gutters with lifetime-guaranteed LeafFilter protection, updated 200-amp electrical service, and more. The beautifully updated kitchen features granite countertops, soft-close cabinetry, updated flooring, and stainless steel appliances. Both full bathrooms have been tastefully renovated, and the expanded driveway offers additional parking and convenience. The garage is equipped with added 20 and 30 amp service, while the newer 12x12 shed provides excellent storage. Situated in a quiet Gunplain Township neighborhood, with a fully fenced backyard for your pet's safety and enjoyment! Don't miss this one see it today!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,276 sq ft home in Gun Plain Township in Otsego built in 1992.
Currently offered at $320,000 (about $251/sq ft).
Property tax estimate: $3,956 per year ($330/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,276 sqft
Lot Size0.32 acres
Year Built1992
Stories2
Location
CityOtsego
MunicipalityGun Plain Twp
Zip Code49078
CountyAllegan
School DistrictPlainwell
Construction & Systems
ConstructionVinyl Siding
BasementPartial, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,956
Tax Year2024
Assessed Value$113,688
Parcel #08-510-023-00
Source: SparkMLS
Legal Description
LOT 23 TOP VIEW SEC 18 T1N R11W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nicole G Rinks
Century 21 Affiliated (GR)
Frequently Asked Questions about 795 Autumn Drive, Otsego, MI 49078
What school district is 795 Autumn Drive, Otsego, MI 49078 in?
Per MLS# 26031507, this property is served by Plainwell. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26031507, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031507, the most recent reported annual property tax for 795 Autumn Drive, Otsego, MI 49078 is $3,956 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 795 Autumn Drive, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 795 Autumn Drive, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Gun Plain Twp police department or the Allegan County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,076
Principal & interest$2,076
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
795 Autumn Drive, Otsego, MI 49078
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Municipality
Gun Plain Township
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