For Sale
7970 Island Court, Canadian Lakes, MI 49346
$939,000
MLS # 26026972 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,207 sqftBuilt 19800.35 acres
1 / 40
Listing Description
Stunning Waterfront in Canadian Lakes - This is the one you have been waiting for, don't wait. Welcome to this beautifully updated waterfront home in the highly sought-after Canadian Lakes community. Offering over 2,200 square feet of thoughtfully designed living space, this exceptional property features 4 spacious bedrooms and numerous recent interior and exterior upgrades, making it truly move-in ready. The heart of the home showcases a modern kitchen with elegant quartz countertops, complemented by matching quartz surfaces throughout all bathrooms. Rich hardwood floors add warmth and sophistication throughout the main living areas. Designed for both relaxation and entertaining, you'll love the amazing screened-in porch overlooking the water, along with a covered front porch and two expansive decks that provide multiple outdoor living spaces to enjoy the peaceful surroundings. Step outside to discover custom landscaping, a private beach area, covered patio, and a brand-new dock.
Source: SparkMLS
About this home
Located in Canadian Lakes, this property offers 4-bedroom, 3-bath, 2,207 sq ft, with original construction dating to 1980.
Listed at $939,000 (about $425/sq ft).
Property tax estimate: $4,867 per year ($406/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,207 sqft
Lot Size0.35 acres
Year Built1980
Stories1
Location
CityCanadian Lakes
MunicipalityMorton Twp
Zip Code49346
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,867
Tax Year2025
Assessed Value$185,976
Parcel #5411-140-191-000
Source: SparkMLS
Legal Description
SEC 30 T14N R8W LOT 191 CANADIAN LAKES #3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Denise Webb
Big Rapids Realty
Frequently Asked Questions about 7970 Island Court, Canadian Lakes, MI 49346
Which school district serves 7970 Island Court, Canadian Lakes, MI 49346?
Per MLS# 26026972, 7970 Island Court, Canadian Lakes, MI 49346 is in the Chippewa Hills boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26026972, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7970 Island Court, Canadian Lakes, MI 49346?
Per public tax records, annual property taxes for this property are $4,867 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7970 Island Court, Canadian Lakes, MI 49346 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7970 Island Court, Canadian Lakes, MI 49346 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 7970 Island Court, Canadian Lakes, MI 49346?
Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.
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Monthly payment$6,090
Principal & interest$6,090
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Homeworks Tri-County Electric Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7970 Island Court, Canadian Lakes, MI 49346
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