Sold
7977 N Portsmouth Road, Bay City, MI 48708
Sold on 12/14/2025 for$245,000
MLS # 20251007572 (Realcomp)
4 beds2 baths1,901 sqftBuilt 19261.26 acres
1 / 40
Listing Description
LAND CONTRACTBAY CITY, 7977 N Portsmouth Road, Bay City, MI 48708. Corner of Portsmouth and Munger RoadFour Bedrooms with Two Full BathroomsThis Old Farmhouse has been fully renovated and updated. A must see if you are in the market looking for some country space. Nothing but love has been poured into this Old Farmhouse transforming into a beautiful Modern Open Floor Plan! True 2x4 built (when lumber was great). There is a reason these houses stand the test of time!Four Bedrooms, Two Bathrooms, Full semi-finished basement, Approx. 1900 sqft. 1.26 acre lot, Storage Shed, City Water.OPEN FLOOR PLAN.Great Opportunity for some country living and still being close to Bay City, Essexville, and Saginaw.Large walk in closets in larger Bedrooms, all new real hardwood oak flooring throughout. Carpet in Bedrooms. Newer 50yr ole shingles. Covered Porches- both large for sitting and adding your personal touch.One of kind Epoxy Countertops on new kitchen cabinets, New Bathrooms with a Full Master Bathroom in the Master Bedroom. New windows, New Electrical Panel.A must see.Conventional, FHA, VA, Cash, or Land Contract.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,901 sq ft home built in 1926 sits in Buena Vista Township in Bay City.
Final sale price: $245,000 (about $129/sq ft).
Estimated annual property tax: $1,785, or about $149 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 280 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,901 sqft
Lot Size1.26 acres
Year Built1926
Stories2
Location
CityBay City
MunicipalityBuena Vista Twp
Zip Code48708
CountySaginaw
School DistrictBay City School District
Construction & Systems
ConstructionVinyl Siding
BasementDaylight
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed6/10/2025
Sold Date12/13/2025
Original Price$249,900
Terms AcceptedCash, Conventional, FHA, Land Contract, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,785
Parcel #10135231001000
Source: SparkMLS
Legal Description
N 264 FT OF E 206.25 FT OF NE 1/4 1.25 ACRE SEC 23 T13N R5E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Justin Tibble
NEXGEN Realty
Frequently Asked Questions about 7977 N Portsmouth Road, Bay City, MI 48708
What school district is 7977 N Portsmouth Road, Bay City, MI 48708 in?
Per MLS# 20251007572, this property is served by Bay City School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251007572, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Land Contract, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251007572, the most recent reported annual property tax for 7977 N Portsmouth Road, Bay City, MI 48708 is $1,785. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7977 N Portsmouth Road, Bay City, MI 48708 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7977 N Portsmouth Road, Bay City, MI 48708 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 7977 N Portsmouth Road, Bay City, MI 48708?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 7977 N Portsmouth Road, Bay City, MI 48708. The maximum advertised download speed is 280 Mbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Buena Vista Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,588
Principal & interest$1,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
50 Mbps
GSO SatelliteFixed WirelessSatelliteUnlicensed Fixed WirelessLicensed Fixed Wireless
6 providers at this address
StarlinkGSO Satellite
280 MbpsM3 Wireless IncFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAir AdvantageUnlicensed Fixed Wireless
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7977 N Portsmouth Road, Bay City, MI 48708
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Municipality
Buena Vista Township
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