Sold
7995 Colony Drive, Clay, MI 48001
Sold on 09/11/2025 for$577,000
MLS # 20251024512 (Realcomp)
2 beds2 baths1,500 sqftBuilt 19530.3 acres
1 / 42
Listing Description
Boater’s Paradise with Stunning Lake St. Clair Views! Welcome to this beautifully updated 2BR/2BA brick ranch in The Colony, offering direct access to the North Channel and a lifestyle built around the water.Key Features:Upgrades: New windows & doors (2022), remodeled kitchen with quartz countertops (2022), fresh interior paint (2024) Spa-style main bathroom with zero entry walk-in shower (2023)Outdoor Living: 20x40 ft wood patio (2022), hot tub (2023), new wood sea wall (2023), lovely landscapingBoating Amenities: Detached garage/boat house with updated electrical (2023), 10,000 lb lift for 30 ft boat, dock space for 50 ft vesselComfort & Efficiency: New furnace, central air, hot water tank, and electrical panel (all 2022); roof approx. 5 years oldBonus Spaces: sunroom with wood-burning fireplace, French doors in primary bedroom with water viewsParking: 26x83 concrete driveway (2023)Move-in ready and designed for lakeside living, this home is ideal for boating enthusiasts and those seeking a peaceful waterfront retreat.
Source: SparkMLS
About this home
Located in Clay Township in Clay, this property offers 2-bedroom, 2-bath, 1,500 sq ft, with original construction dating to 1953.
This home sold for $577,000 (about $385/sq ft).
Property tax estimate: $6,992 per year ($583/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,500 sqft
Lot Size0.3 acres
Year Built1953
Stories1
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed8/4/2025
Sold Date9/10/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$95 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$6,992
Parcel #142170072000
Source: SparkMLS
Legal Description
LOTS 91 & 197 THE COLONY ACCORDING TO THE PLAT RECORDED IN LIBER 46 OF PLATS PG 7 ST CLAIR COUNTY REGISTER OF DEEDS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacquelyn Hasenfratz
RE/MAX Eclipse
Frequently Asked Questions about 7995 Colony Drive, Clay, MI 48001
Which school district serves 7995 Colony Drive, Clay, MI 48001?
Per MLS# 20251024512, 7995 Colony Drive, Clay, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What financing options are available for 7995 Colony Drive, Clay, MI 48001?
Per MLS# 20251024512, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 7995 Colony Drive, Clay, MI 48001?
Per public tax records, annual property taxes for this property are $6,992. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 7995 Colony Drive, Clay, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 7995 Colony Drive, Clay, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 7995 Colony Drive, Clay, MI 48001. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 7995 Colony Drive, Clay, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,867
Principal & interest$3,859
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7995 Colony Drive, Clay, MI 48001
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Municipality
Clay Township
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