Pending
800 S Warner Street, Bay City, MI 48706
$129,900
MLS # 50207423 (MiRealSource)
3 beds2 bathsBuilt 19000.15 acres
1 / 17
Listing Description
Large Family Home. Master Bedroom on first floor, next to stairway to upstairs. Perfect family home. Large walk in dressing room/master closet off of master bedroom. Large extra walk in closet upstairs, off large foyer area at top of stairs. Perfect upstairs for kids. Basement has potential for finishing, and would make a great family room area. Fenced yard. Very large garage, finished with drywall. Less than a block away from Kolb Elementary school.
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Bay City in Bay City built in 1900.
Currently offered at $129,900.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.15 acres
Year Built1900
Location
CityBay City
MunicipalityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionAluminum Siding
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/12/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Robert Young II
Riverview Realty
Frequently Asked Questions about 800 S Warner Street, Bay City, MI 48706
What school district is 800 S Warner Street, Bay City, MI 48706 in?
Per MLS# 50207423, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 800 S Warner Street, Bay City, MI 48706?
Per MLS# 50207423, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 800 S Warner Street, Bay City, MI 48706 eligible for USDA financing?
Per USDA Rural Development boundary data, 800 S Warner Street, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 800 S Warner Street, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
800 S Warner Street, Bay City, MI 48706
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Municipality
Bay City
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