For Sale
800 Whitwam Drive Slip 14, St. Joseph, MI 49085
$85,000
MLS # 26003762 (Michigan Regional Information Center (MichRIC))
0.01 acres
1 / 4
Listing Description
Boating season is in full swing at THE MARINA AT HARBOR SHORES! All of the slips in Harbor Shores Marina are floating docks. Association amenities include access to the Inn at Harbor Shores' indoor & outdoor pool, hot tub, and fitness center! Enjoy pleasant cruises along the St. Joe River or cruise directly out to beautiful Lake Michigan. Or enjoy fishing on Lake Michigan or the St. Joseph River. After a day on the water, dock your boat and relax at the adjacent outdoor tiki bar.
Source: SparkMLS
About this home
Currently offered at $85,000.
Property tax estimate: $954 per year ($80/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 8 providers.
Listing Property Details
Property TypeLand
Property SubtypeDockominium
Bathrooms0
Lot Size0.01 acres
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
UtilitiesElectricity Available, Electricity Connected
Sale & Financing
Listed2/1/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$1,341 / Annually
IncludesElectricity, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$954
Tax Year2025
Assessed Value$14,600
Parcel #11-76-2000-0014-00-0
Source: SparkMLS
Legal Description
UNIT 14 THE MARINA AT HARBOR SHORES, A CONDOMINIUM
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kerry M Wright
Wright Properties
Frequently Asked Questions about 800 Whitwam Drive Slip 14, St. Joseph, MI 49085
Which school district serves 800 Whitwam Drive Slip 14, St. Joseph, MI 49085?
Per MLS# 26003762, 800 Whitwam Drive Slip 14, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 800 Whitwam Drive Slip 14, St. Joseph, MI 49085?
Per MLS# 26003762, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 800 Whitwam Drive Slip 14, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $954 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 800 Whitwam Drive Slip 14, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 800 Whitwam Drive Slip 14, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 800 Whitwam Drive Slip 14, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 800 Whitwam Drive Slip 14, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$663
Principal & interest$551
HOA$112
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteLicensed Fixed WirelessSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
800 Whitwam Drive Slip 14, St. Joseph, MI 49085
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Municipality
Benton Harbor
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