Pending
8005 Old Channel Trail, Montague, MI 49437
$495,000
MLS # 26009595 (Michigan Regional Information Center (MichRIC))
8 beds8 baths6,164 sqftBuilt 19891.47 acres
1 / 7
Listing Description
Large estate home perfect for large family gatherings, full time residence or summer retreat. Beautiful, wooded site with short walking distance to public park and marina with access to water activities on White Lake AND Lake Michigan. Lots of options for this unique property including modifying exterior, adding a large primary suite on the ground floor and/or dividing the property and creating additional lots. Two vacant lots of approximately 1/4 acre each adjacent to this property are also available for $35,000 each. And if you want direct waterfront access with nearly 271' of waterfrontage, the property across the street at 8028 Old Channel Trail is also available. Call for additional information on these unique properties.
Source: SparkMLS
About this home
Located in Montague in Montague, this property offers 8-bedroom, 8-bath, 6,164 sq ft, with original construction dating to 1989.
Asking $495,000 (about $80/sq ft).
Property tax estimate: $14,570 per year ($1,214/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms8
Bathrooms8
Living Area6,164 sqft
Lot Size1.47 acres
Year Built1989
Stories2
Location
CityMontague
MunicipalityMontague City
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleOther
ConstructionBlock, Brick, Vinyl Siding
BasementCrawl Space
Garage3 spaces
HeatingForced Air, Hot Water, Radiant
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
InteriorGarage Door Opener, Guest Quarters, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/12/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$14,570
Tax Year2025
Assessed Value$240,109
Parcel #21-425-011-0003-30
Source: SparkMLS
Legal Description
MONTAGUE CITY VILLAGE OF MAPLE GROVE LOT 3 BLK 11 PER PLAT RECORDED L-1, P-26 (INCLUDES LOT 12 OF GRITZNER'S ADD'N) EXC BEG MOST SLY COR SD LOT 3 TH N 29D 04M E 211.02 FT TH N 64D W 313.8 FT TH S 30D 26M W 195.5 FT TH S 61D 06M E 318.3 FT TO POB BLK 11
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lewis Smalligan
Tall Tree Realty and Property Management LLC
Frequently Asked Questions about 8005 Old Channel Trail, Montague, MI 49437
Which school district serves 8005 Old Channel Trail, Montague, MI 49437?
Per MLS# 26009595, 8005 Old Channel Trail, Montague, MI 49437 is in the Montague boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Montague directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26009595, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8005 Old Channel Trail, Montague, MI 49437?
Per public tax records, annual property taxes for this property are $14,570 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8005 Old Channel Trail, Montague, MI 49437 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8005 Old Channel Trail, Montague, MI 49437 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8005 Old Channel Trail, Montague, MI 49437?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Montague City police department or the Muskegon County sheriff's office.
Map
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Monthly payment$3,211
Principal & interest$3,211
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8005 Old Channel Trail, Montague, MI 49437
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Municipality
Montague
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