For Sale
802 N Emily Street, Ludington, MI 49431
$299,000
MLS # 26009421 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,746 sqftBuilt 19000.32 acres
1 / 39
Listing Description
CITY OF LUDINGTON - Charming and full of character, this well-maintained 3-bedroom home sits on a spacious double corner lot and offers fantastic indoor and outdoor living! The property features a paved driveway, 4-car detached garage, and a privacy-fenced backyard with a new, oversized deck - perfect for relaxing, entertaining, or enjoying quiet evenings outdoors. Inside, you'll be welcomed by a tiled mudroom/entry with a convenient cedar-lined closet. The main level showcases beautiful hardwood floors, classic oak trim, and oversized windows that fill the home with natural light. The living room is warm and inviting with a large brick gas fireplace as its centerpiece. The kitchen offers excellent storage with tall oak cabinetry and two pantry areas. A main-floor office with a large closet provides flexible space that could easily serve as a hobby room, guest area, or potential future bedroom conversion. Upstairs you'll find three
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,746 sq ft home in Ludington in Ludington built in 1900.
Asking $299,000 (about $171/sq ft).
Estimated annual property tax: $2,617, or about $218 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,746 sqft
Lot Size0.32 acres
Year Built1900
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionAluminum Siding
BasementFull, Partial
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed6/9/2026
Original Price$349,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,617
Tax Year2025
Assessed Value$64,335
Parcel #53-051-235-130-00
Source: SparkMLS
Legal Description
MANUFACTURERS' ADDITION LOTS 1 & 2 BLOCK 8.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 802 N Emily Street, Ludington, MI 49431
Which school district serves 802 N Emily Street, Ludington, MI 49431?
Per MLS# 26009421, 802 N Emily Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 802 N Emily Street, Ludington, MI 49431?
Per MLS# 26009421, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 802 N Emily Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $2,617 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 802 N Emily Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 802 N Emily Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 802 N Emily Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
802 N Emily Street, Ludington, MI 49431
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Municipality
Ludington
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