Pending
8028 Old Channel Trail, Montague, MI 49437
$595,000
MLS # 26009597 (Michigan Regional Information Center (MichRIC))
1.44 acres
1 / 6
Listing Description
Beautiful, wooded site overlooking White Lake with 271' of waterfront. Continue construction of the existing structure designed as a unique 10,000SF home in which the interior was not finished, or remove the home and have a nice large lot for your new custom home. Land cost can be reduced by possibly dividing the parcel into 2 or 3 lots and still have plenty of room for your dream home with possible dock for boat access to Lake MI. Fantastic opportunity as surrounding waterfront property continues in increase in cost. House across the street 8005 is as for sale and can be seen on listing # 26009595------ ***********The existing structure is not safe and cannot be viewed without listing agent present. Do not attempt to enter or walk on any of the deck structure. Building will most likely need to be removed.
Source: SparkMLS
About this home
Listed at $595,000.
Estimated annual property tax: $9,802, or about $817 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size1.44 acres
Location
CityMontague
MunicipalityMontague City
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Phone Available, Storm Sewer
Sale & Financing
Listed3/12/2026
Terms AcceptedBuild to Suit, Conventional, Land Contract
Source: SparkMLS
Tax Information
Annual Tax$9,802
Tax Year2025
Assessed Value$388,480
Parcel #21-265-000-0010-00
Source: SparkMLS
Legal Description
MONTAGUE CITY GRITZNER'S ADD'N LOT 10 AND S 16 FT OF THE W 75 FT OF LOT 9
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lewis Smalligan
Tall Tree Realty and Property Management LLC
Frequently Asked Questions about 8028 Old Channel Trail, Montague, MI 49437
Which school district serves 8028 Old Channel Trail, Montague, MI 49437?
Per MLS# 26009597, 8028 Old Channel Trail, Montague, MI 49437 is in the Montague boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Montague directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26009597, this listing accepts Build to Suit, Conventional, Land Contract financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8028 Old Channel Trail, Montague, MI 49437?
Per public tax records, annual property taxes for this property are $9,802 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8028 Old Channel Trail, Montague, MI 49437 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8028 Old Channel Trail, Montague, MI 49437 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8028 Old Channel Trail, Montague, MI 49437?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Montague City police department or the Muskegon County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,859
Principal & interest$3,859
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8028 Old Channel Trail, Montague, MI 49437
View full property history →
Municipality
Montague
View all listings →
Get email alerts for new listings near 8028 Old Channel Trail
We'll notify you when something hits the market in Montague or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.