Sold
803 James Street, Belding, MI 48809
Sold on 07/01/2026 for$195,000
MLS # 26020976 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,351 sqftBuilt 19000.2 acres
1 / 21
Listing Description
Charming and full of potential, this cute older home is tucked away in a quiet neighborhood and ready for its next chapter. Featuring spacious bedrooms, generous living areas, and a price that stands out from the rest of the market, this home offers endless possibilities to make it your own. With so much space and character at an incredible value, this could be your next home! Offers Due Monday, May 11th at 4pm.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,351 sq ft home built in 1900 sits in Belding in Belding.
This home sold for $195,000 (about $144/sq ft).
Annual property taxes run approximately $1,862 ($155/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,351 sqft
Lot Size0.2 acres
Year Built1900
Stories2
Location
CityBelding
MunicipalityBelding
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/7/2026
Sold Date6/30/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,862
Tax Year2025
Assessed Value$30,547
Parcel #403-080-000-100-00
Source: SparkMLS
Legal Description
CITY OF BELDING BROAS 3RD ADDN LOT 34
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Danielle R Dykstra
Gatehouse Real Estate LLC
Frequently Asked Questions about 803 James Street, Belding, MI 48809
Which school district serves 803 James Street, Belding, MI 48809?
Per MLS# 26020976, 803 James Street, Belding, MI 48809 is in the Belding boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Belding directly to confirm enrollment eligibility.
What financing options are available for 803 James Street, Belding, MI 48809?
Per MLS# 26020976, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 803 James Street, Belding, MI 48809?
Per public tax records, annual property taxes for this property are $1,862 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 803 James Street, Belding, MI 48809 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 803 James Street, Belding, MI 48809 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 803 James Street, Belding, MI 48809?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Belding police department or the Ionia County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
803 James Street, Belding, MI 48809
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Municipality
Belding
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