Pending
804 WATERLOO Street, MI 48079
$190,000
MLS # 50212647 (MiRealSource)
2 beds1 bathBuilt 19320.22 acres
1 / 35
Listing Description
Charming dollhouse-style home that has been beautifully maintained and is move-in ready. Enjoy a prime location within walking distance to the lake and city center. The basement is ready for your finishing touches. Recent updates include the roof and siding. Features also include a spacious 1.5 car deep garage with an attached sunroom and a storage shed behind the garage.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1932 sits in St Clair in Michigan.
Currently offered at $190,000.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.22 acres
Year Built1932
Location
Zip Code48079
CountySt. Clair
School DistrictEast China
Construction & Systems
ConstructionVinyl Siding
Garage1.5 spaces
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Parcel #07-695-0003-000
Source: SparkMLS
Legal Description
LOT 3 OF LOT 4 LYING W OF A LINE, BEG ON S LINE 5 E OF SW COR OF LOT, TH NTO A PTE ON N LOT LINE 7 ' E OF NW COR LUDYAH ROBINSONS PLAT OF PART OF THE VILLAGE OF ST CLAIR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Denise Consiglio
Real Estate One Clinton
Frequently Asked Questions about 804 WATERLOO Street, MI 48079
What school district is 804 WATERLOO Street, MI 48079 in?
Per MLS# 50212647, this property is served by East China. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50212647, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 804 WATERLOO Street, MI 48079 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 804 WATERLOO Street, MI 48079 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
804 WATERLOO Street, MI 48079
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Municipality
St Clair
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