Sold
805 Allen Street, Ferndale, MI 48220
Sold on 01/17/2025 for$277,500
MLS # 24060508 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,297 sqftBuilt 19400.13 acres
1 / 39
Listing Description
Beautiful and updated home located in this very nice Ferndale neighborhood which is close to downtown. This property features a nice open layout. New high-end scratch resistant flooring, new lighting, and agreeable color schemes create a comfortable living space. This is all complimented by plenty of windows that provide lots of natural light. The kitchen shows all stainless-steel appliances, brand new soft close cabinetry, quartz countertops, and much more. Main floor bath has clean aesthetics and high-end tile to match the rest of the home's updates. One of the main floor bedrooms offers an exterior walk out. The upstairs primary bedroom is very spacious. Finished basement area has tall ceilings and a high-end full bath which makes it a great secondary hangout location.
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 3-bedroom, 2-bath, 1,297 sq ft, with original construction dating to 1940.
This home sold for $277,500 (about $214/sq ft).
Annual property taxes run approximately $2,319 ($193/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,297 sqft
Lot Size0.13 acres
Year Built1940
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale Public Schools
Construction & Systems
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/5/2024
Sold Date1/16/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,319
Tax Year2024
State Equalized Value$114,990
Taxable Value$114,990
Assessed Value$45,300
Parcel #2534305040
Source: Public Records
Legal Description
T1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 453
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sam Caramagno
Two Percent Deal Estate
Frequently Asked Questions about 805 Allen Street, Ferndale, MI 48220
What school district is 805 Allen Street, Ferndale, MI 48220 in?
Per MLS# 24060508, this property is served by Ferndale Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 24060508, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24060508, the most recent reported annual property tax for 805 Allen Street, Ferndale, MI 48220 is $2,319 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 805 Allen Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 805 Allen Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 805 Allen Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 805 Allen Street, Ferndale, MI 48220?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 805 Allen Street, Ferndale, MI 48220. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,848
Principal & interest$1,848
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteDSLLicensed Fixed WirelessSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
805 Allen Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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