For Sale
805 N Congress Street, Ypsilanti, MI 48197
$219,000
MLS # 26014504 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 18430.17 acres
1 / 11
Listing Description
Updated duplex with a garage and a location that is walkable to campus! No seller financing. Unit 1 has 3 bedrooms 1 bath, updated kitchen with dishwasher, central air, and is leased to August 2027 ($15,300/yr). Unit 2 has 2 bedroom 1 bath, an updated kitchen with dishwasher, and is leased to August 2027 ($11,100/yr). Good off street parking and a garage. Tenants pay gas, electric, and water/sewer.
Source: SparkMLS
About this home
Currently offered at $219,000.
Estimated annual property tax: $6,281, or about $523 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.17 acres
Year Built1843
Location
CityYpsilanti
MunicipalityYpsilanti City
Zip Code48197
CountyWashtenaw
School DistrictYpsilanti
Construction & Systems
ConstructionAluminum Siding
BasementFull
HeatingForced Air
UtilitiesCable Available, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed4/8/2026
Original Price$229,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,281
Tax Year2026
Assessed Value$78,569
Parcel #11-11-40-462-003
Source: SparkMLS
Legal Description
*OLD SID - 11 11-060-004-00 YP CITY 10W-4 LOT 4 ASSESSOR'S PLAT NUMBER 10.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ayad Ridha
The Charles Reinhart Company
Frequently Asked Questions about 805 N Congress Street, Ypsilanti, MI 48197
What school district is 805 N Congress Street, Ypsilanti, MI 48197 in?
Per MLS# 26014504, this property is served by Ypsilanti. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26014504, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014504, the most recent reported annual property tax for 805 N Congress Street, Ypsilanti, MI 48197 is $6,281 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 805 N Congress Street, Ypsilanti, MI 48197 eligible for USDA financing?
Per USDA Rural Development boundary data, 805 N Congress Street, Ypsilanti, MI 48197 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 805 N Congress Street, Ypsilanti, MI 48197 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Washtenaw County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,420
Principal & interest$1,420
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
805 N Congress Street, Ypsilanti, MI 48197
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Municipality
Ypsilanti
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County
Washtenaw County
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