Sold
809 Richard Street, Holly, MI 48442
Sold on 11/21/2025 for$220,000
MLS # 20251047343 (Realcomp)
3 beds1 bath970 sqftBuilt 19540.3 acres
1 / 16
Listing Description
Welcome to this charming 3-Bedroom, 1-Bath ranch nestled in a quiet Holly subdivision. Step inside to find a bright and inviting layout that has an open concept and has been recently updated. Outside, you'll love the peaceful setting and nice sized yard-perfect for entertaining. Conveniently located near downtown Holly, parks, and schools, this move-in ready home is perfect for first time home buyers, downsizers, or would make an excellent addition to your rental portfolio.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 970 sq ft home in Holly Village in Holly built in 1954.
Closed at $220,000 (about $227/sq ft).
Annual property taxes run approximately $2,407 ($201/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area970 sqft
Lot Size0.3 acres
Year Built1954
Stories1
Location
CityHolly
MunicipalityHolly Twp
Zip Code48442
CountyOakland
School DistrictHolly Area School District
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed10/21/2025
Sold Date11/20/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,446
State Equalized Value$86,440
Taxable Value$82,980
Parcel #0128452025
Source: Public Records
Legal Description
T5N, R7E, SEC 28 LAKESIDE HOMESITES LOT 33
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Todd Warda
EXP Realty - Fenton
Frequently Asked Questions about 809 Richard Street, Holly, MI 48442
What school district is 809 Richard Street, Holly, MI 48442 in?
Per MLS# 20251047343, this property is served by Holly Area School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 809 Richard Street, Holly, MI 48442?
Per MLS# 20251047343, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251047343, the most recent reported annual property tax for 809 Richard Street, Holly, MI 48442 is $3,446. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 809 Richard Street, Holly, MI 48442 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 809 Richard Street, Holly, MI 48442 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 809 Richard Street, Holly, MI 48442?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 809 Richard Street, Holly, MI 48442. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$2,407
Monthly$201
Millage rate27.8444 mills
Municipality: VILLAGE OF HOLLY
School district: HOLLY AREA SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
$
$
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Monthly payment$1,595
Principal & interest$1,394
Property taxes$201
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
809 Richard Street, Holly, MI 48442
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Municipality
Holly Village
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County
Oakland County
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