For Sale
809 S Charles Street, Saginaw, MI 48602
$124,900
MLS # 50214853 (MiRealSource)
3 beds2 bathsBuilt 19140.11 acres
1 / 13
Listing Description
This cute three bedroom home would make an excellent starter home. This home features a first floor bedroom and a full bath on each floor. Newer windows, roof, and flooring. All appliances including washer and dryer.. Lots of storage including a mudroom leading to a fenced backyard with a patio. Enjoy the covered front porch to sit on and enjoy the summer!
Source: SparkMLS
About this home
Located in Saginaw, this property offers 3-bedroom, 2-bath, with original construction dating to 1914.
Currently offered at $124,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.11 acres
Year Built1914
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48602
CountySaginaw
School DistrictSaginaw Public
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed7/13/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #20 0386 00000
Source: SparkMLS
Legal Description
S.1/2 OF LOT 151,S.1/2 OF LOT 152,BELMONT,BEING A REPLATOF LOTS 1 TO 20 INCLUSIVE,EXCEPT THE RIGHT OF WAY OF PERE MARQUETTE RAILROAD ACROSS EAST SIDE OF LOT 1,ALSO LOTS 24 TO 27 INCLUSIVE AND LOTS 42 TO 57 INCLUSIVE OF BIRNEY FARM
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie Garske
Berkshire Hathaway HomeServices
Frequently Asked Questions about 809 S Charles Street, Saginaw, MI 48602
Which school district serves 809 S Charles Street, Saginaw, MI 48602?
Per MLS# 50214853, 809 S Charles Street, Saginaw, MI 48602 is in the Saginaw Public boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saginaw Public directly to confirm enrollment eligibility.
What financing options are available for 809 S Charles Street, Saginaw, MI 48602?
Per MLS# 50214853, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 809 S Charles Street, Saginaw, MI 48602 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 809 S Charles Street, Saginaw, MI 48602 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 809 S Charles Street, Saginaw, MI 48602?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$810
Principal & interest$810
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
809 S Charles Street, Saginaw, MI 48602
View full property history →
Get email alerts for new listings near 809 S Charles Street
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.