Sold

8092 Highland Trail, Canadian Lakes, MI 49346

Sold on 05/07/2026 for$299,000

MLS # 25061426 (Michigan Regional Information Center (MichRIC))

3 beds2 baths3,008 sqftBuilt 19730.39 acres

8092 Highland Trail, Canadian Lakes, MI 49346 — front exterior

1 / 42

Listing Description

PRICED with built-In Equity from August 2025 Appraisal! This unique and well-maintained home offers immediate value and exceptional comfort in the heart of Canadian Lakes. Priced below its appraised value, this is a rare opportunity to secure built-in equity from day one! Step inside to soaring vaulted ceilings and a stunning floor-to-ceiling stone fireplace that creates a warm and inviting focal point in the spacious main living area. The home features 3 Beds & 2 full baths, (Family Room in Basement can be converted for 3rd Bedroom) along with a large living room on the main floor and an additional oversized family room -- providing flexible space for entertaining, relaxing, or hosting guests. Rec Room in basement is perfect for gatherings or game nights! Surrounded by mature trees and abundant wildlife, the peaceful setting offers privacy and a true Northern Michigan feel.

Source: SparkMLS

About this home

3-bedroom, 2-bath, 3,008 sq ft home in Canadian Lakes built in 1973.

This home sold for $299,000 (about $99/sq ft).

Property tax estimate: $7,329 per year ($611/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Homeworks Tri-County Electric Cooperative; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.

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Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms2

Living Area3,008 sqft

Lot Size0.39 acres

Year Built1973

Stories1

Location

CityCanadian Lakes

MunicipalityMorton Twp

Zip Code49346

CountyMecosta

School DistrictChippewa Hills

Construction & Systems

StyleContemporary

ConstructionWood Siding

BasementWalk-Out Access

Garage2 spaces

HeatingForced Air

WaterWell

SewerSeptic Tank

InteriorGarage Door Opener

Sale & Financing

Listed12/9/2025

Sold Date5/6/2026

Original Price$329,000

Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional

Concessions$7,554

HOA

HOA Fee$871 / Annually

IncludesSnow Removal

Source: SparkMLS

Tax Information

Annual Tax$7,329

Tax Year2025

Assessed Value$64,262

Parcel #5411-158-189-000

Source: SparkMLS

Legal Description

SEC 19 T14N R08W LOT 189 HIGHLAND WOODS #1 AND A PARCEL BEG AT SE COR LOT 183 TH S 72 DEG 51 M W 122.32 FT TH N 70 FT TO A PT 10 FT W OF A PT 70 FT LONG RUNNING NLY ALG BACK OF LOT LINE OF 193 TH SELY TO POB.

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Brooke Iltis

Coldwell Banker Lakes Realty

Frequently Asked Questions about 8092 Highland Trail, Canadian Lakes, MI 49346

Which school district serves 8092 Highland Trail, Canadian Lakes, MI 49346?

Per MLS# 25061426, 8092 Highland Trail, Canadian Lakes, MI 49346 is in the Chippewa Hills boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chippewa Hills directly to confirm enrollment eligibility.

What type of financing is accepted for this listing?

Per MLS# 25061426, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 8092 Highland Trail, Canadian Lakes, MI 49346?

Per public tax records, annual property taxes for this property are $7,329 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 8092 Highland Trail, Canadian Lakes, MI 49346 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.

USDA Eligibility Map

Is 8092 Highland Trail, Canadian Lakes, MI 49346 in a flood zone?

Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

What internet service is available at this address?

Per FCC Broadband Data Collection filings, fiber internet is available at 8092 Highland Trail, Canadian Lakes, MI 49346. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

What utilities serve 8092 Highland Trail, Canadian Lakes, MI 49346?

Per Michigan Public Service Commission service territory data: Electric: Homeworks Tri-County Electric Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.

Homeworks Tri-County Electric Cooperative Consumers Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.

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