Sold
81 Maple Lane, Coldwater, MI 49036
Sold on 05/22/2026 for$285,000
MLS # 26011312 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,797 sqftBuilt 19650.39 acres
1 / 34
Listing Description
Accepted offer but looking for backup offer. Timeless home in fantastic neighborhood. 3 bedrooms, 2 full baths and even an inground pool for entertaining & hot tub. Wait to you see the large backyard that is great for celebrating with large get togethers and outings. Extra outdoor storage sheds and large newer privacy fence. Interior sports authentic wood floors, ceramic tile bathrooms, brick fireplace and one of Coldwater's largest living rooms. All appliances to remain with home and new garage door and opener being installed by the end of April. Classic stone and brick front with updated roof. Not many around like this. Close to schools and aquatic center. This home has both hot water radiator heat and and forced air heat exchanger and central air, newly installed in 2024. Home features vinyl windows, seamless aluminum gutters with leaf protection and vinyl covered soffits installed in 2018..
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,797 sq ft home in Coldwater in Coldwater built in 1965.
This home sold for $285,000 (about $159/sq ft).
Property tax estimate: $4,648 per year ($387/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,797 sqft
Lot Size0.39 acres
Year Built1965
Stories1
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding, Wood Siding
BasementSlab
Garage1 space
HeatingBaseboard, Forced Air, Heat Pump
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/22/2026
Sold Date5/21/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$400
Source: SparkMLS
Tax Information
Annual Tax$4,648
Tax Year2024
Assessed Value$115,661
Parcel #303-000-000-161-00
Source: SparkMLS
Legal Description
LOT 29 EXC E 8 FT ALSO E 55 FT LOT 28 FAIRFIELD PARK ADDITION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Drews
Century 21 Circle
Frequently Asked Questions about 81 Maple Lane, Coldwater, MI 49036
Which school district serves 81 Maple Lane, Coldwater, MI 49036?
Per MLS# 26011312, 81 Maple Lane, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26011312, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 81 Maple Lane, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $4,648 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 81 Maple Lane, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 81 Maple Lane, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 81 Maple Lane, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
81 Maple Lane, Coldwater, MI 49036
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Municipality
Coldwater
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