For Sale
810 Cottageview Drive, Traverse City, MI 49684
$649,000
MLS # 1945594 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 1886
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Listing Description
Located within The Village at Grand Traverse Commons, one of Northern Michigan’s most iconic and architecturally significant destinations, this beautifully appointed residence offers a rare opportunity to own a piece of Traverse City history, while enjoying the ease of modern luxury living. Thoughtfully designed and offered fully furnished, the residence blends timeless historic character with refined contemporary finishes. Soaring ceilings, expansive windows, and carefully preserved architectural details create a space that feels both sophisticated and inviting. The layout includes a true primary bedroom along with a versatile secondary non-conforming bedroom ideal for guests, a private office, or additional lounge space. Beyond the residence itself, owners enjoy immediate access to the vibrant lifestyle that defines The Village with award-winning dining, artisan cafés, boutique shopping, wellness studios, hiking and biking trails, vineyards, and year-round cultural events, and all just moments from downtown Traverse City and the shores of West Bay of nearby Lake Michigan. Whether envisioned as an elegant Northern Michigan retreat, a lock-and-leave second home, or a luxury investment property with short-term rental approval, this exceptional offering combines historic significance, lifestyle convenience, and enduring appeal in one of the region’s most sought-after communities.
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Traverse City in Traverse City built in 1886.
Asking $649,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Year Built1886
Stories2
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49684
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/21/2026
Original Price$675,000
Terms AcceptedCash
HOA
HOA Fee$10,241
IncludesLawn/Yard Care, Snow Removal, Trash, Other
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Holly Hack
EXIT Northern Shores-TC
Frequently Asked Questions about 810 Cottageview Drive, Traverse City, MI 49684
Can I use FHA or VA financing for this property?
Per MLS# 1945594, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
Is 810 Cottageview Drive, Traverse City, MI 49684 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 810 Cottageview Drive, Traverse City, MI 49684 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$14,450
Principal & interest$4,209
HOA$10,241
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
810 Cottageview Drive, Traverse City, MI 49684
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Municipality
Traverse City
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