Pending
810 Ferry Street, Niles, MI 49120
$218,900
MLS # 26017904 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,464 sqftBuilt 19290.2 acres
1 / 25
Listing Description
OPEN HOUSE SCHEDULED FOR JUNE 7TH HAS BEEN CANCELED! This beautifully remodeled 4-bedroom, 1.5-bath home offers the perfect blend of modern updates and everyday functionality. Featuring newer flooring, windows, roof, furnace, central air, and water heater, along with a stunning kitchen and updated baths, this home is truly move-in ready. Recent improvements include fresh interior paint and the addition of a new privacy fence. The main-level laundry adds convenience, while the spacious yard provides a great space to relax or entertain. Ideally located near a park and downtown Niles, the library, and local amenities. Due to a recent life transition, the sellers are relocating--offering a great opportunity for the next owner to enjoy everything this well-maintained home has to offer.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,464 sq ft home in Niles in Niles built in 1929.
Listed at $218,900 (about $150/sq ft).
Property tax estimate: $2,021 per year ($168/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,464 sqft
Lot Size0.2 acres
Year Built1929
Stories2
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement, Partial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed5/10/2026
Original Price$220,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,021
Tax Year2025
Assessed Value$70,600
Parcel #11-72-3050-0240-00-4
Source: SparkMLS
Legal Description
LOT 240 H B HOFFMANS ADD TO NILES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Devon Johnson
Century 21 Affiliated
Frequently Asked Questions about 810 Ferry Street, Niles, MI 49120
What school district is 810 Ferry Street, Niles, MI 49120 in?
Per MLS# 26017904, this property is served by Niles. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26017904, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26017904, the most recent reported annual property tax for 810 Ferry Street, Niles, MI 49120 is $2,021 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 810 Ferry Street, Niles, MI 49120 eligible for USDA financing?
Per USDA Rural Development boundary data, 810 Ferry Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 810 Ferry Street, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,420
Principal & interest$1,420
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
810 Ferry Street, Niles, MI 49120
View full property history →
Municipality
Niles
View all listings →
Get email alerts for new listings near 810 Ferry Street
We'll notify you when something hits the market in Niles or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.