For Sale
8104 Cloverdale Avenue, Ferndale, MI 48220
$209,900
MLS # 20251061352 (Realcomp)
3 beds2 baths1,123 sqftBuilt 19700.13 acres
1 / 44
Listing Description
HUGE PRICE IMPROVEMENT!!! Great opportunity for a future homeowner to secure a great property. Completely remodeled three-bedroom, two-bath ranch situated on a desirable corner lot and located within the Ferndale School District. This move-in ready home features a living room with a picturesque window bringing in natural sunlight, a newly remodeled kitchen with white cabinetry, quartz countertops, and stainless steel appliances, along with updated bathrooms. The home also offers a full, unfinished basement - ready for you to make it your own and bring your vision to life. Additional updates include all new flooring and light fixtures throughout. Major mechanicals updates include new windows, furnace, hot water tank and central air conditioning. With thoughtful updates throughout this home is truly turnkey and ready to be enjoyed.Seller is motivated will look at all reasonable offers.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,123 sq ft home in Royal Oak Township in Ferndale built in 1970.
Listed at $209,900 (about $187/sq ft).
Annual property taxes run approximately $1,979 ($165/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,123 sqft
Lot Size0.13 acres
Year Built1970
Stories1
Location
CityFerndale
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/22/2025
Original Price$324,900
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$3,955
State Equalized Value$53,070
Taxable Value$53,070
Parcel #2533329034
Source: Public Records
Legal Description
T1N, R11E, SEC 33 DETROYAL PARK LOT 119
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Yasmeen Denha
ICON Realty Experts, LLC
Frequently Asked Questions about 8104 Cloverdale Avenue, Ferndale, MI 48220
Which school district serves 8104 Cloverdale Avenue, Ferndale, MI 48220?
Per MLS# 20251061352, 8104 Cloverdale Avenue, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251061352, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8104 Cloverdale Avenue, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $3,955. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8104 Cloverdale Avenue, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 8104 Cloverdale Avenue, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8104 Cloverdale Avenue, Ferndale, MI 48220. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 8104 Cloverdale Avenue, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$1,979
Monthly$165
Millage rate37.2947 mills
Municipality: CHARTER TOWNSHIP OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,526
Principal & interest$1,361
Property taxes$165
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8104 Cloverdale Avenue, Ferndale, MI 48220
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Municipality
Royal Oak Township
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County
Oakland County
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