Sold
8107 Anchor Bay Drive, Clay, MI 48001
Sold on 10/17/2025 for$380,000
MLS # 20251039084 (Realcomp)
3 beds3 baths1,684 sqftBuilt 19500.2 acres
1 / 65
Listing Description
Welcome to 8107 Anchor Bay Drive! This 3-bedroom, 2.5-bath Colonial offers 1,684 sq. ft. of comfortable living space with breathtaking views of Lake St. Clair. Perfectly positioned on a prime lot, the home boasts 50 feet of lake frontage and 50 feet of canal frontage, giving you serene sunrises over Anchor Bay and relaxing sunsets from your own backyard. Start your mornings on the spacious lakeside patio or unwind on the inviting covered front porch. Boaters will love the seawall and the impressive detached garage/boathouse (31x30) featuring two covered boat wells and a lift. With plenty of outdoor space for entertaining, fishing, and water activities, this property is perfect for year-round living or a weekend retreat. Conveniently located near dining, shopping, and marinas, this home truly blends relaxation and recreation. Don’t miss the opportunity to own this rare Lake St. Clair lakefront/canal-front gem! Some photos virtually staged.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,684 sq ft home in Clay Township in Clay built in 1950.
Final sale price: $380,000 (about $226/sq ft).
Property tax estimate: $4,319 per year ($360/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,684 sqft
Lot Size0.2 acres
Year Built1950
Stories2
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage1 space
HeatingBaseboard
WaterPublic
SewerPublic
Sale & Financing
Listed9/22/2025
Sold Date10/16/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,319
Parcel #74141090049000
Source: SparkMLS
Legal Description
LOTS 45 & 154 ANCHOR BAY BEACH SECS 25 35 & 36 T3N R15E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mike Meldrum
Real Estate One-Chesterfield
Frequently Asked Questions about 8107 Anchor Bay Drive, Clay, MI 48001
Which school district serves 8107 Anchor Bay Drive, Clay, MI 48001?
Per MLS# 20251039084, 8107 Anchor Bay Drive, Clay, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251039084, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8107 Anchor Bay Drive, Clay, MI 48001?
Per public tax records, annual property taxes for this property are $4,319. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8107 Anchor Bay Drive, Clay, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8107 Anchor Bay Drive, Clay, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8107 Anchor Bay Drive, Clay, MI 48001. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 8107 Anchor Bay Drive, Clay, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$2,497
Principal & interest$2,497
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8107 Anchor Bay Drive, Clay, MI 48001
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Municipality
Clay Township
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