Under Contract
811 N Lavinia Street, Ludington, MI 49431
$236,000
MLS # 26026271 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,056 sqftBuilt 19990.16 acres
1 / 98
Listing Description
North Side Ludington Gem! Beautifully maintained and recently updated 3-bedroom,2-Bathroom permanently affixed (1999) manufactured ranch home nestled on a private parcel in one of Ludington's most desirable North side locations. Enjoy the convenience of being within walking distance to Cartier Park with its scenic bike/hiking trails, and just a short distance to the sugar sand shoreline of Sterns Beach on Lake Michigan. Step inside to a spacious open-concept kitchen with dining area designed for comfortable everyday living and entertaining. The thoughtful floor-plan features generous bedroom closets, a separate main floor laundry area,and two full baths, including a relaxing ensuite complete with a soaking tub and separate shower. Recent updates add modern appeal, including Pergo/laminate flooring throughout most of the home,refreshed paint through home,New 2nd Bath update: vanity,updated fixtures, lighting, and flooring with a New (2025) Hot water heater. Outside shaded lot offers..
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,056 sq ft home in Ludington in Ludington built in 1999.
Listed at $236,000 (about $223/sq ft).
Property tax estimate: $3,594 per year ($299/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,056 sqft
Lot Size0.16 acres
Year Built1999
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionBlock, Vinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen
Sale & Financing
Listed5/31/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,594
Tax Year2025
State Equalized Value$80,400
Taxable Value$60,471
Assessed Value$62,103
Parcel #051-235-151-10
Source: Public Records
Legal Description
LOT 24, BLOCK 10 MANUFACTURER'S ADDITION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michelle Hernandez Sarto
Five Star RE Ludington
Frequently Asked Questions about 811 N Lavinia Street, Ludington, MI 49431
Which school district serves 811 N Lavinia Street, Ludington, MI 49431?
Per MLS# 26026271, 811 N Lavinia Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 811 N Lavinia Street, Ludington, MI 49431?
Per MLS# 26026271, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 811 N Lavinia Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $3,594 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 811 N Lavinia Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 811 N Lavinia Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 811 N Lavinia Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,531
Principal & interest$1,531
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
811 N Lavinia Street, Ludington, MI 49431
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Municipality
Ludington
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