For Sale
811 N Washington Avenue, Ludington, MI 49431
$250,000
MLS # 26021822 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,362 sqftBuilt 18900.7 acres
1 / 31
Listing Description
This 3 bedroom, 2 bath home just a little over a mile from the beach and downtown Ludington and all of the entertainment possibilities it has to offer! Beautifully updated home with main floor primary bedroom with walk in closet and on-suite bath. Home is situated on 3 lots, which allows extra room to relax and enjoy. Back deck offers additional area for cook outs and entertaining. Additional 2 stall garage is perfect for all of your storage needs.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,362 sq ft home built in 1890 sits in Ludington in Ludington.
Currently offered at $250,000 (about $184/sq ft).
Estimated annual property tax: $2,774, or about $231 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,362 sqft
Lot Size0.7 acres
Year Built1890
Stories2
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingBaseboard, Hot Water
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorEat-in Kitchen
Sale & Financing
Listed6/2/2026
Original Price$275,000
Terms AcceptedCash, FHA, Purchase Money Mtg, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,774
Tax Year2025
State Equalized Value$99,500
Taxable Value$68,200
Assessed Value$68,200
Homestead (PRE)100%
Parcel #051-235-136-00
Source: Public Records
Legal Description
MANUFACTURERS' ADDITION LOTS 19, 20 & 21, BLOCK 8.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Veronica L Parker
Vylla Homes
Frequently Asked Questions about 811 N Washington Avenue, Ludington, MI 49431
Which school district serves 811 N Washington Avenue, Ludington, MI 49431?
Per MLS# 26021822, 811 N Washington Avenue, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26021822, this listing accepts Cash, FHA, Purchase Money Mtg, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 811 N Washington Avenue, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $2,774 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 811 N Washington Avenue, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 811 N Washington Avenue, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 811 N Washington Avenue, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
811 N Washington Avenue, Ludington, MI 49431
View full property history →
Municipality
Ludington
View all listings →
Get email alerts for new listings near 811 N Washington Avenue
We'll notify you when something hits the market in Ludington or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.