Sold
8121 Cloverdale Avenue, Ferndale, MI 48220
Sold on 06/02/2026 for$212,000
MLS # 20261026969 (Realcomp)
5 beds2 baths1,765 sqftBuilt 19360.15 acres
1 / 28
Listing Description
Beautiful and spacious home awaiting your arrival! This home sits on a double lot with plenty of room to call your own. Updated kitchen and a full first and second floor bath. Formal dining room. Two driveways for your convenience. Finished basement contains recreation room and plumbing for a potential half bathroom. Move-in condition! BATVAD
Source: SparkMLS
About this home
5-bedroom, 2-bath, 1,765 sq ft home in Royal Oak Township in Ferndale built in 1936.
Closed at $212,000 (about $120/sq ft).
Property tax estimate: $239 per year ($20/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area1,765 sqft
Lot Size0.15 acres
Year Built1936
Stories2
Location
CityFerndale
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed4/22/2026
Sold Date6/1/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$0
State Equalized Value$6,410
Taxable Value$6,410
Parcel #2533378020
Source: Public Records
Legal Description
T1N, R11E, SEC 33 DETROYAL PARK LOT 109
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Bertrina Pearce
KW Metro
Frequently Asked Questions about 8121 Cloverdale Avenue, Ferndale, MI 48220
What school district is 8121 Cloverdale Avenue, Ferndale, MI 48220 in?
Per MLS# 20261026969, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261026969, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 8121 Cloverdale Avenue, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 8121 Cloverdale Avenue, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8121 Cloverdale Avenue, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$239
Monthly$20
Millage rate37.2947 mills
Municipality: CHARTER TOWNSHIP OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,479
Principal & interest$1,459
Property taxes$20
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8121 Cloverdale Avenue, Ferndale, MI 48220
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Municipality
Royal Oak Township
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County
Oakland County
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