Sold
813 1st Street, Rochester, MI 48307
Sold on 06/12/2026 for$413,500
MLS # 20261030994 (Realcomp)
3 beds2 baths1,787 sqftBuilt 19220.15 acres
1 / 46
Listing Description
Lovingly maintained Downtown Rochester Charmer! Walkable to main Street just 5 blocks away from shopping dining and more. Spacious and open with lots of natural light. First floor primary bedroom with ensuite is a rarity in town. Mechanically sound and well updated with newer roof and mechanicals including pex plumbing. Large newer two car detached garage (23x23) and driveway. Fenced back yard with new stamped concrete patio is a cozy space for outdoor entertaining. Enclosed front porch is heated, two living areas, large kitchen and dining. Check the comps...aggressively priced for the square footage and opportunities like this don't happen often! Go and show makes for easy access, show and sell!!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,787 sq ft home in Rochester in Rochester built in 1922.
This home sold for $413,500 (about $231/sq ft).
Property tax estimate: $5,224 per year ($435/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,787 sqft
Lot Size0.15 acres
Year Built1922
Stories2
Location
CityRochester
MunicipalityRochester
Zip Code48307
CountyOakland
School DistrictRochester
Construction & Systems
ConstructionAluminum Siding
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorWater Softener/Owned
Sale & Financing
Listed5/3/2026
Sold Date6/11/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,224
State Equalized Value$190,800
Taxable Value$158,610
Parcel #1515182040
Source: Public Records
Legal Description
T3N, R11E, SEC 15 PART OF NW 1/4 BEG AT PT DIST N 02-40-00 E 675.18 FT & N 89-52-00 W 106 FT FROM CEN OF SEC, TH N 89-52-00 W 89.83 FT, TH S 00-25-58 W 74.51 FT, TH S 89-50-40 E 86.63 FT, TH N 02-53-38 E 74.63 FT TO BEG 0.15 A 4-3-15 FR 038
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by T J Zywicki
NextHome The Boulevard
Frequently Asked Questions about 813 1st Street, Rochester, MI 48307
Which school district serves 813 1st Street, Rochester, MI 48307?
Per MLS# 20261030994, 813 1st Street, Rochester, MI 48307 is in the Rochester boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Rochester directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261030994, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 813 1st Street, Rochester, MI 48307?
Per public tax records, annual property taxes for this property are $5,224. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 813 1st Street, Rochester, MI 48307 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 813 1st Street, Rochester, MI 48307 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 813 1st Street, Rochester, MI 48307?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,723
Principal & interest$2,723
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
813 1st Street, Rochester, MI 48307
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Municipality
Rochester
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County
Oakland County
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