Sold
816 Pearson Street, Ferndale, MI 48220
Sold on 10/17/2025 for$235,000
MLS # 20251028108 (Realcomp)
3 beds1 bath1,545 sqftBuilt 19240.13 acres
1 / 22
Listing Description
Not your typical Bungalow! This spacious home is located just outside of downtown Ferndale, within walking distance of every one's favorite restaurants and shops at 9 mile and Woodward! Sitting on a spacious lot with privacy fencing stretching the majority of the back yard. 816 Pearson features beautiful, original, hardwood floors, a cozy wood-burning fireplace, and elegant wooden French doors connecting the living and dining areas. The two main floor bedrooms also feature hardwood flooring and are both of ample size. Recent updated to the bathroom include a new bath tub and surround, new pedestal sink, and new flooring. The kitchen has been well maintained and comes complete with all appliances. The entire upstairs consists of the primary bedroom, with very comfortable ceiling height compared to most Ferndale Bungalows. This space is large enough to create 2 bedrooms or a dramatic primary suite complete with walk in closets and an en suite bathroom. This is an excellent find, a move in ready home, in a great location, in need of some updates to allowing you to build equity fast as you customize your new home.
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 3-bedroom, 1-bath, 1,545 sq ft, with original construction dating to 1924.
Closed at $235,000 (about $152/sq ft).
Annual property taxes run approximately $3,486 ($291/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,545 sqft
Lot Size0.13 acres
Year Built1924
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed8/18/2025
Sold Date10/16/2025
Original Price$270,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,486
State Equalized Value$140,660
Taxable Value$67,370
Parcel #2534109009
Source: Public Records
Legal Description
T1N, R11E, SEC 34 HAWTHORNE PARK SUB LOT 66
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by James Duncanson
EXP Realty
Frequently Asked Questions about 816 Pearson Street, Ferndale, MI 48220
Which school district serves 816 Pearson Street, Ferndale, MI 48220?
Per MLS# 20251028108, 816 Pearson Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251028108, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 816 Pearson Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $3,486. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 816 Pearson Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 816 Pearson Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 816 Pearson Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 816 Pearson Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,621
Principal & interest$1,621
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
816 Pearson Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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