Sold
817 Oak Street, Manistee, MI 49660
Sold on 06/12/2026 for$310,000
MLS # 26023840 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,658 sqftBuilt 19400.58 acres
1 / 39
Listing Description
Welcome to this well-maintained 4-bedroom, 2-bath home ideally located in the heart of Manistee within close distance to local schools, parks, and everyday conveniences. Situated on over half an acre across 3 lots, this property offers an exceptional amount of outdoor space rarely found in town -- perfect for entertaining, gardening, recreation, or future possibilities. Pride of ownership is evident throughout with replacement windows, vinyl siding, updated wiring, a clean and dry basement, reliable furnace, and newer water heater already in place. The beautifully landscaped yard features mature greenery and even a producing pear tree. Inside, the home offers generous living space with great natural light and endless potential to add your own cosmetic updates and personal style. Per zoning, the additional lots may offer the opportunity for future split/building sites, creating added flexibility and investment potential for the next owner.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,658 sq ft home built in 1940 sits in Manistee in Manistee.
Final sale price: $310,000 (about $187/sq ft).
Annual property taxes run approximately $3,722 ($310/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,658 sqft
Lot Size0.58 acres
Year Built1940
Stories2
Location
CityManistee
MunicipalityCity of Manistee
Zip Code49660
CountyManistee
School DistrictManistee
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/20/2026
Sold Date6/11/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,487
Tax Year2025
State Equalized Value$136,500
Taxable Value$107,013
Assessed Value$104,200
Parcel #51-355-703-05
Source: Public Records
Legal Description
HART + ROBINSONS ADD LOTS 3 + 6 BLOCK 2 _____P.ADDR: 817 OAK ST SALE(02) 10801 1754
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jermie A Wong
Greenridge Realty (Cascade)
Frequently Asked Questions about 817 Oak Street, Manistee, MI 49660
What school district is 817 Oak Street, Manistee, MI 49660 in?
Per MLS# 26023840, this property is served by Manistee. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26023840, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26023840, the most recent reported annual property tax for 817 Oak Street, Manistee, MI 49660 is $6,487 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 817 Oak Street, Manistee, MI 49660 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 817 Oak Street, Manistee, MI 49660 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the City of Manistee police department or the Manistee County sheriff's office.
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Tax Estimate
$
Annual tax$3,722
Monthly$310
Millage rate27.2668 mills
Municipality: City of Manistee
School district: MANISTEE AREA PUBLIC SCHOOLS
County: Manistee
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,288
Principal & interest$1,978
Property taxes$310
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
817 Oak Street, Manistee, MI 49660
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Municipality
Manistee
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