Pending
8175 E HOUGHTON LAKE, 1, Houghton Lake, MI 48629
$304,900
MLS # 20261046562 (Realcomp)
3 beds2 baths825 sqftBuilt 20150 acres
1 / 43
Listing Description
Rare Houghton Lake Waterfront Gem! Fall in love with this beautifully maintained, fully furnished 1.5 -story cottage built new in 2015. Located in a fantastic condo association on the north side of the lake, you'll enjoy 104 feet of shared pristine lakefront. Inside features a cozy knotty pine interior, 3 bedrooms, 1.5 baths that comfortably sleep 8. Gourmet details include custom-built kitchen cabinets, solid surface countertops, and heated tile floors in the kitchen and baths. This highly efficient home boasts upgraded insulation (R13) walls (R51) cathedral ceilings, soundproof interior walls, 100% LED lighting, premium DC-motor ceiling fan. Electricity is your only utility bill! Modern conveniences abound with a mini-split AC, Wi-Fi thermostat, Blink doorbell/lake-facing camera, and smart lockl. Unbeatable outdoor perks include your own boat slip, space for 2 jet skis, a new premium dock (2022), assigned parking, shared barn storage, and community kayaks and shared firepit. Public sewer and shared artesian well. No rentals permitted. Immediate occupancy at closing - move right in and enjoy the lake lifestyle. BATVAI
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 825 sq ft home built in 2015 sits in Houghton Lake.
Listed at $304,900 (about $370/sq ft).
Property tax estimate: $3,518 per year ($293/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms2
Living Area825 sqft
Year Built2015
Stories2
Location
CityHoughton Lake
MunicipalityMarkey Twp
Zip Code48629
CountyRoscommon
School DistrictHoughton Lake
Construction & Systems
ConstructionVinyl Siding
BasementSlab
HeatingBaseboard
WaterWell
SewerPublic
InteriorWater Softener/Owned
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$100 / Monthly
IncludesLawn/Yard Care, Snow Removal, Water, Other
Source: SparkMLS
Tax Information
Annual Tax$3,518
Parcel #0087000010000
Source: SparkMLS
Legal Description
L-996 P-198 (L-963P-2462&L-773P-32) 233 8175 E HGTN LK DR UNIT 1 PINE TOPPER CONDOMINIUMS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Stout
Real Estate One-Troy
Frequently Asked Questions about 8175 E HOUGHTON LAKE, 1, Houghton Lake, MI 48629
What school district is 8175 E HOUGHTON LAKE, 1, Houghton Lake, MI 48629 in?
Per MLS# 20261046562, this property is served by Houghton Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261046562, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261046562, the most recent reported annual property tax for 8175 E HOUGHTON LAKE, 1, Houghton Lake, MI 48629 is $3,518. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8175 E HOUGHTON LAKE, 1, Houghton Lake, MI 48629 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8175 E HOUGHTON LAKE, 1, Houghton Lake, MI 48629 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Markey Twp police department or the Roscommon County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,078
Principal & interest$1,978
HOA$100
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8175 E HOUGHTON LAKE, 1, Houghton Lake, MI 48629
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