For Sale
818 W Wells Street, White Cloud, MI 49349
$365,000
MLS # 26026453 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,247 sqftBuilt 19300.2 acres
1 / 23
Listing Description
Enjoy the year round seasons in this ranch home on Diamond Lake in Newaygo County. New kitchen in 2023 with Quartz countertops and new bath in 2024, Most all the furniture and outdoor items included, inquire with Agent on list. Enjoy swimming on this homes sandy 100ft frontage lake with dock and Newaygo County Park just on N Mundy Ave. Diamond Lake is a 171Acre all sports lake with great fishing for Bluegill, Bass, Pike and Crappie or enjoy the hiking at North Country Trail, This 3 bedroom home holds 6 beds for guests and includes a list of items in the home so you can just relax and enjoy the summer. Adjacent to Manistee National Forest. Home can be rented short term per Lincoln Township yearly registration. Showings to start on Fri. 6.5.2026
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,247 sq ft home built in 1930 sits in White Cloud.
Asking $365,000 (about $293/sq ft).
Property tax estimate: $5,261 per year ($438/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,247 sqft
Lot Size0.2 acres
Year Built1930
Stories1
Location
CityWhite Cloud
MunicipalityLincoln Twp
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Cable Available
InteriorCeiling Fan(s), Garage Door Opener, LP Tank Rented, Eat-in Kitchen
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,261
Tax Year2025
Assessed Value$102,359
Parcel #10-14-231-017
Source: SparkMLS
Legal Description
Lots 36, 37, 38 & 74 Also E 10ft of lots 35 & 73 Blk 2 add G to Diamond Park
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Elizabeth A Skidmore
Berkshire Hathaway HomeServices Michigan Real Estate (Rock)
Frequently Asked Questions about 818 W Wells Street, White Cloud, MI 49349
What school district is 818 W Wells Street, White Cloud, MI 49349 in?
Per MLS# 26026453, this property is served by White Cloud. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26026453, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026453, the most recent reported annual property tax for 818 W Wells Street, White Cloud, MI 49349 is $5,261 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 818 W Wells Street, White Cloud, MI 49349 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 818 W Wells Street, White Cloud, MI 49349 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Newaygo County sheriff's office.
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Monthly payment$2,367
Principal & interest$2,367
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
818 W Wells Street, White Cloud, MI 49349
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