Sold
8180 ANCHOR BAY Drive, Clay, MI 48001
Sold on 06/16/2025 for$720,000
MLS # 20250034166 (Realcomp)
3 beds2 baths2,185 sqftBuilt 20000.21 acres
1 / 51
Listing Description
Discover your dream lakeside lifestyle in this waterfront Cape, where water graces your property on two sides and every day feels like a vacation! Abundant with natural light and showcasing breathtaking lake panoramas, your home features a generous-sized kitchen and dining area, perfectly suited for casual family breakfasts or entertaining friends. In the great room, vaulted ceilings and a cozy fireplace set the scene for warm gatherings and relaxing evenings. Each morning, you’ll wake up to spectacular views from your oversized primary suite, complete with a private bath and walk-in closet - where tranquil lake vistas and golden sunsets create a sanctuary you’ll never want to leave. You also have two additional first-floor bedrooms to accommodate family or guests in comfort, and a bright, over-sized loft, upstairs offers your own peaceful perch for reading, working, or simply soaking in the scenery. A practical first-floor laundry adds everyday ease. Step out onto your lakeside deck to sip morning coffee or enjoy evening cocktails, lulled by gentle breezes and the soothing rhythm of the waves. Your level yard awaits lawn games, gardening, or sunny afternoons with friends and family. You’ll love the two-car-attached, direct-access garage for your vehicles and your additional private, on-the-water boathouse with hoist and ample storage, keeping all of your gear and toys ready for adventures. This isn’t just a home; it’s your personal retreat, where sunrise reflections on the lake greet you each day, afternoons of boating or fishing await, and starlit nights invite you to unwind. Don’t miss your chance to make this one-of-a-kind waterfront gem yours!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,185 sq ft home in Clay Township in Clay built in 2000.
This home sold for $720,000 (about $330/sq ft).
Property tax estimate: $5,594 per year ($466/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,185 sqft
Lot Size0.21 acres
Year Built2000
Stories2
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage3.5 spaces
HeatingForced Air
WaterPublic
Sale & Financing
Listed5/11/2025
Sold Date6/15/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,594
Parcel #74141090063000
Source: SparkMLS
Legal Description
LOTS 58 & 141 ANCHOR BAY BEACH SECS 25 35 & 36 T3N R15E (W01628/1629)
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Diana Klein
G David Real Estate LLC
Frequently Asked Questions about 8180 ANCHOR BAY Drive, Clay, MI 48001
Which school district serves 8180 ANCHOR BAY Drive, Clay, MI 48001?
Per MLS# 20250034166, 8180 ANCHOR BAY Drive, Clay, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20250034166, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8180 ANCHOR BAY Drive, Clay, MI 48001?
Per public tax records, annual property taxes for this property are $5,594. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8180 ANCHOR BAY Drive, Clay, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8180 ANCHOR BAY Drive, Clay, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8180 ANCHOR BAY Drive, Clay, MI 48001. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 8180 ANCHOR BAY Drive, Clay, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,534
Principal & interest$4,534
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8180 ANCHOR BAY Drive, Clay, MI 48001
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Municipality
Clay Township
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