Under Contract
8196 Ludington Drive, Lake, MI 48632
$155,000
MLS # 1947547 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19001.08 acres
1 / 18
Listing Description
COUNTRY feel with CONVENIENCE! This home is just minutes from beautiful lakes, major highways, shopping, ORV trails and state land. Featuring an open floor plan, basement for ample storage space, and spacious yard perfect for a mini homestead. Chicken coop included with plenty of room for gardening, animals, or outdoor enjoyment. Privacy, space, and convenience all in one!
Source: SparkMLS
About this home
Located in Lake, this property offers 2-bedroom, 1-bath, with original construction dating to 1900.
Listed at $155,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size1.08 acres
Year Built1900
Stories1
Location
CityLake
Zip Code48632
CountyClare
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed7/2/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Whitney Peffer
FIVE STAR REAL ESTATE - MT. PLEASANT
Frequently Asked Questions about 8196 Ludington Drive, Lake, MI 48632
What type of financing is accepted for this listing?
Per MLS# 1947547, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 8196 Ludington Drive, Lake, MI 48632 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8196 Ludington Drive, Lake, MI 48632 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,005
Principal & interest$1,005
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8196 Ludington Drive, Lake, MI 48632
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