For Sale
8198 Morrison Lake Gardens, Saranac, MI 48881
$240,000
MLS # 26008335 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,176 sqftBuilt 19500.09 acres
1 / 22
Listing Description
Lifestyle is the word. Cozy 2BR cottage awaits on all-sports Morrison Lake in Saranac, Michigan. Deeded frontage invites your dock for boating, skiing, and sunset floats across 325 acres of shimmering water. Literally steps away sits the clubhouse of the 18-hole Morrison Lake Golf Club, with pine-lined fairways and lake views right at your doorstep. A new roof crowns this longtime cherished home, passed gently through years of quiet joy. Small and intimate, it holds space for mornings with coffee on the deck, laughter echoing off the water, and evenings under wide skies. Saranac whispers small-town ease, with I-96 minutes away: Grand Rapids under 30 min, Lansing close behind. A simple retreat where lake and golf meet, ready for your next chapter of calm days and open horizons.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,176 sq ft home in Saranac built in 1950.
Asking $240,000 (about $204/sq ft).
Annual property taxes run approximately $3,843 ($320/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,176 sqft
Lot Size0.09 acres
Year Built1950
Stories1
Location
CitySaranac
MunicipalityBoston Twp
Zip Code48881
CountyIonia
School DistrictSaranac
Construction & Systems
StyleRanch
ConstructionBlock, Stone, Vinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed6/7/2026
Original Price$250,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$1,000 / Annually
IncludesOther, Trash, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$3,843
Tax Year2024
Assessed Value$108,706
Parcel #020-100-000-370-00
Source: SparkMLS
Legal Description
MORRISON LAKE RESORT ASSN LMDT. LOT 81 SEC 36-6-8 BOSTON TWP, IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nicholis S Taylor
Bellabay Realty (North)
Frequently Asked Questions about 8198 Morrison Lake Gardens, Saranac, MI 48881
Which school district serves 8198 Morrison Lake Gardens, Saranac, MI 48881?
Per MLS# 26008335, 8198 Morrison Lake Gardens, Saranac, MI 48881 is in the Saranac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saranac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26008335, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8198 Morrison Lake Gardens, Saranac, MI 48881?
Per public tax records, annual property taxes for this property are $3,843 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8198 Morrison Lake Gardens, Saranac, MI 48881 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8198 Morrison Lake Gardens, Saranac, MI 48881 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8198 Morrison Lake Gardens, Saranac, MI 48881?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Boston Twp police department or the Ionia County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,640
Principal & interest$1,557
HOA$83
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8198 Morrison Lake Gardens, Saranac, MI 48881
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