For Sale
820 Oak Street, Manistee, MI 49660
$130,000
MLS # 26033250 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,250 sqftBuilt 19400.2 acres
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Listing Description
Location! Priced to sell! Discover 820 Oak Street, a unique opportunity in Manistee with massive potential. Ideally situated close to schools, Lake Michigan beaches, and downtown, this home is minutes from all the perks. Home sits on a prized oversized lot. Features include a 1-car wide garage with a breezeway, sitting area with fire-pit in the back yard, 2 bedrooms, and a cozy non-conforming 3rd bedroom in the basement. Recent updates include a new furnace and water heater, basement freshly painted. Previous owners have started updates and removals, leaving the perfect canvas for you to add your finishing touches. The possibilities are endless. Perfect for an investor or buyer ready to customize a solid home in an unbeatable spot. Don't miss this chance to make this Manistee gem your own!
Source: SparkMLS
About this home
Located in Manistee in Manistee, this property offers 2-bedroom, 1-bath, 1,250 sq ft, with original construction dating to 1940.
Listed at $130,000 (about $104/sq ft).
Property tax estimate: $2,230 per year ($186/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,250 sqft
Lot Size0.2 acres
Year Built1940
Stories2
Location
CityManistee
MunicipalityCity of Manistee
Zip Code49660
CountyManistee
School DistrictManistee
Construction & Systems
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Storm Sewer, High-Speed Internet
InteriorBroadband
Sale & Financing
Listed6/30/2026
Original Price$139,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,200
Tax Year2025
State Equalized Value$81,800
Taxable Value$81,800
Assessed Value$81,800
Homestead (PRE)100%
Parcel #51-355-702-11
Source: Public Records
Legal Description
HART & ROBINSONS ADD LOT 12 & S 3 FT OF LOT 9 BLOCK 1 _____P.ADDR: 820 OAK ST SALE(92) 3554 0387 (99) 3716 0562 (04) 3912 0806
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ryan Buzelli
Dwelling Realty - KW Northern Michigan
Frequently Asked Questions about 820 Oak Street, Manistee, MI 49660
What school district is 820 Oak Street, Manistee, MI 49660 in?
Per MLS# 26033250, this property is served by Manistee. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26033250, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033250, the most recent reported annual property tax for 820 Oak Street, Manistee, MI 49660 is $2,200 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 820 Oak Street, Manistee, MI 49660 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 820 Oak Street, Manistee, MI 49660 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the City of Manistee police department or the Manistee County sheriff's office.
Map
Tax Estimate
$
Annual tax$2,230
Monthly$186
Millage rate27.2668 mills
Municipality: City of Manistee
School district: MANISTEE AREA PUBLIC SCHOOLS
County: Manistee
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,029
Principal & interest$843
Property taxes$186
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
820 Oak Street, Manistee, MI 49660
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Municipality
Manistee
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