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822 W Breckenridge Street, Ferndale, MI 48220
$420,000
MLS # 20261054109 (Realcomp)
4 beds3 baths1,720 sqftBuilt 19290.15 acres
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Listing Description
**OPEN HOUSE SUNDAY JULY 19 1PM TO 3PM** PRIME LOCATION IN NORTH FERNDALE! A TRUE TIME CAPSUAL!! THIS FOUR-BEDROOM HOME IS OFFICIALLY ON THE MARKET! HAS BEEN WITH THE SAME FAMILY SINCE 1972! LOTS OF LOVE AND MEMORIES IN THIS HOME! COMPRISED OF 4 BEDROOMS, 3 FULL BATHROOMS, KITCHEN IS ORIGINAL WITH THE CHARACTER THAT THESE BEAUTIFUL BIG BRICK HOMES WERE BUILT WITH. NEWER KITCHEN APPLIANCES THAT STAY WITH THE HOME. THIS HOME IS ENCASED WITH SO MANY CUSTOM ARCHITECTURAL FEATURES, FROM THE BUILT IN SHELVING, TO THE BEAUTIFUL PRESERVED WINDOWS WITH THE BUILT IN LEAD DESIGN, A BEAUTIFUL FOUR SEASONS ADDITION WITH WINDOWS THAT WRAP AROUND THE ENTIRE ADDITION. SO MANY UNIQUE TOUCHES IN THIS HOME! ENJOY YOUR OWN LARGE 2ND STORY BALCONY PATIO! FIREPLACE FOR THOSE COZY FALL NIGHTS OR ENJOY DURING THOSE HOLIDAY PARTIES. ENCLOSED FRONT PORCH WITH THE ORIGINAL SHAKER STYLE WINDOWS IN PERFECT CONDTION! FRONT SEPARATE PORCH AREA FOR DECOR OR WHICH EVER YOUR HEART DESIRES.FENCED IN REAR YARD WITH PERRENIALS. THERE IS A NEWER SHED IN THE REAR YARD THAT IS SITUATED ON A CEMENT SLAB. DONE RIGHT! *NEWER ROOF 2019 - NEWER DRIVEWAY 2019 - NEWER PORCH AND RAILINGS 2019* SOME UPDATED WINDOWS ON 2ND LEVEL. WALK TO THE DONALD RED GEARY SKATE PARK! WALK TO MANY DIFFERENT SCHOOLS, EATERIES, SHOPS OR GO VISIT THE ANIMALS AT THE ZOO! THIS HOME IS LOCATED IN A BEAUTIFUL NEIGHBORHOOD AND BORDERS PLEASANT RIDGE. HOME MUST BE SHOWN WITH LICENSED MICHIGAN AGENT. BTVAI ****NO EXCEPTIONS! PLEASE BE SURE TO SHUT LIGHTS OFF.* NO OFFER ACCEPTED PRIOR TO OPEN HOUSE***BUYER TO CONFIRM ALL MEASUREMENTS/TAXES. PLZ DO NOT WALK THE PROPERTY WITHOUT AN APPOINTMENT. ENJOY THE SNEAKPEAKS! PHOTOS TO COME! THANK YOU.
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 4-bedroom, 3-bath, 1,720 sq ft, with original construction dating to 1929.
Asking $420,000 (about $244/sq ft).
Annual property taxes run approximately $5,126 ($427/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,720 sqft
Lot Size0.15 acres
Year Built1929
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick, Other
Garage2.5 spaces
HeatingBaseboard, Hot Water
WaterPublic
SewerPublic
Sale & Financing
Listed7/13/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,126
State Equalized Value$191,150
Taxable Value$99,700
Parcel #2528477034
Source: Public Records
Legal Description
T1N, R11E, SEC 28 ANSON RIDGE SUB LOT 70, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shera Christensen
Keller Williams Paint Creek
Frequently Asked Questions about 822 W Breckenridge Street, Ferndale, MI 48220
Which school district serves 822 W Breckenridge Street, Ferndale, MI 48220?
Per MLS# 20261054109, 822 W Breckenridge Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261054109, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 822 W Breckenridge Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $5,126. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 822 W Breckenridge Street, Ferndale, MI 48220 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 822 W Breckenridge Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 822 W Breckenridge Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,724
Principal & interest$2,724
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
822 W Breckenridge Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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