Sold
8220 Morrison Lake Gardens, Saranac, MI 48881
Sold on 06/26/2026 for$371,000
MLS # 26023294 (Michigan Regional Information Center (MichRIC))
2 beds1 bath880 sqftBuilt 19400.14 acres
1 / 25
Listing Description
You are going to fall in love with this picture perfect lake cottage on all sports Morrison Lake! Offering 25 feet of lake frontage, this charming retreat delivers the best of both worlds with the golf course out front and lake life waiting in the backyard. Whether you are looking for a weekend getaway, summer escape, or cozy year round home, this one is packed with updates and ready to enjoy. Many updates throughout and ready for you to move in! The inviting front porch, beautiful landscaping, and peaceful setting create the perfect place to make lake memories. Enjoy boating, fishing, and all the fun Morrison Lake has to offer, with optional golf membership available just across the road. All of this and only about 20 minutes to downtown Grand Rapids via highway for an easy commute!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 880 sq ft home in Saranac built in 1940.
Closed at $371,000 (about $422/sq ft).
Annual property taxes run approximately $3,909 ($326/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area880 sqft
Lot Size0.14 acres
Year Built1940
Stories1
Location
CitySaranac
MunicipalitySaranac Vlg-BstnTwp
Zip Code48881
CountyIonia
School DistrictSaranac
Construction & Systems
StyleRanch
ConstructionOther
BasementCrawl Space
HeatingForced Air
WaterWell
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorBroadband, Eat-in Kitchen
Sale & Financing
Listed5/18/2026
Sold Date6/25/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$1,502 / Annually
IncludesOther, Trash, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$3,909
Tax Year2025
Assessed Value$111,037
Parcel #020-100-000-340-00
Source: SparkMLS
Legal Description
MORRISON LAKE RESORT ASSN LMDT LOT 75 AND E1/2 OF LOT 62 SEC 36-6-8 BOSTON TWP IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cathy A Hoppough
KW Rivertown Hoppough
Frequently Asked Questions about 8220 Morrison Lake Gardens, Saranac, MI 48881
What school district is 8220 Morrison Lake Gardens, Saranac, MI 48881 in?
Per MLS# 26023294, this property is served by Saranac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26023294, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26023294, the most recent reported annual property tax for 8220 Morrison Lake Gardens, Saranac, MI 48881 is $3,909 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8220 Morrison Lake Gardens, Saranac, MI 48881 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8220 Morrison Lake Gardens, Saranac, MI 48881 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saranac Vlg-BstnTwp police department or the Ionia County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,882
Principal & interest$2,757
HOA$125
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8220 Morrison Lake Gardens, Saranac, MI 48881
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