Sold
823 Court Street, St. Joseph, MI 49085
Sold on 07/08/2024 for$337,500
MLS # 24029664 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,492 sqftBuilt 18810.2 acres
1 / 36
Listing Description
This beautiful downtown St. Joe beach house is six blocks to the sandy shores of Lake Michigan. Five blocks to the downtown Farmers Market, Shopping, Restaurant and Entertainment. Home sits on a double lot and offers good flow for entertaining or relaxing and nice natural light. The home has been well maintained any nicely updated including new flooring, a remodeled primary bathroom, a wood burning stone fireplace, replacement windows, newer roof and furnace. Enjoy morning coffee on your darling front porch or an evening playing yard games in your massive fenced in rear lawn. The yard also has extensive garden beds with herbs and veggies already in place. Come quick, summer is waiting!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,492 sq ft home built in 1881 sits in St Joseph in St. Joseph.
This home sold for $337,500 (about $226/sq ft).
Annual property taxes run approximately $3,577 ($298/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,492 sqft
Lot Size0.2 acres
Year Built1881
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/11/2024
Sold Date7/7/2024
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,577
Tax Year2023
Assessed Value$87,946
Parcel #117631600053001
Source: SparkMLS
Legal Description
LOT 5 BLK 31 HOYT'S ADD TO CITY OF ST JOSEPH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kelly Mawhinney Team
Cressy & Everett Real Estate
Frequently Asked Questions about 823 Court Street, St. Joseph, MI 49085
What school district is 823 Court Street, St. Joseph, MI 49085 in?
Per MLS# 24029664, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 823 Court Street, St. Joseph, MI 49085?
Per MLS# 24029664, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24029664, the most recent reported annual property tax for 823 Court Street, St. Joseph, MI 49085 is $3,577 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 823 Court Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 823 Court Street, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 823 Court Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 823 Court Street, St. Joseph, MI 49085?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,004
Principal & interest$2,004
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteDSLLicensed Fixed WirelessSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
823 Court Street, St. Joseph, MI 49085
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Municipality
St Joseph
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