Sold
828 N Gainsborough Avenue, Royal Oak, MI 48067
Sold on 09/26/2025 for$410,000
MLS # 20251028271 (Realcomp)
4 beds2 baths1,768 sqftBuilt 19400.13 acres
1 / 37
Listing Description
**Chic Colonial Living in the Heart of Royal Oak - 4 Beds | 2 Full Baths | Hardwood Floors | All-Season Room | Fenced Yard** Your friends meet you at your new house, a classic colonial-style, on Saturday morning, and you walk to brunch, then to the Farmer’s Market. Back to your place for afternoon cocktails on the back deck, while you fire up the grill. Step inside and feel the warmth of a freshly updated interior, featuring a natural fireplace, anchoring the cozy living room; Rich hardwood floors flowing through the living, dining, and kitchen areas; A stylish kitchen with stainless steel appliances. The primary suite feels like a true retreat, boasting a spa-like bathroom with a double vanity and sleek walk-in shower with herringbone tile floor. Plush carpet adds comfort to all bedrooms, and the entire home has fresh paint for a clean, airy feel.You’ll adore the all-seasons room off the kitchen—perfect for morning coffee or evening wind-downs—which opens to a spacious deck and fully fenced backyard - so you can entertain, worry-free. Additional features include: Newer roof, Interior drain tile system in the partially-finished basement, detached 1-car garage; Ideal location near parks, restaurants, shops, and all the best of Royal Oak; Whether you’re hosting friends, working from home, or enjoying quiet evenings by the fire, this home offers comfort, style, and thoughtful upgrades throughout. Schedule your private tour today and fall in love with your next chapter.
Source: SparkMLS
About this home
Located in Royal Oak in Royal Oak, this property offers 4-bedroom, 2-bath, 1,768 sq ft, with original construction dating to 1940.
Closed at $410,000 (about $232/sq ft).
Annual property taxes run approximately $6,983 ($582/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,768 sqft
Lot Size0.13 acres
Year Built1940
Stories2
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionAluminum Siding
BasementPartial
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed8/18/2025
Sold Date9/25/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$8,993
State Equalized Value$187,250
Taxable Value$170,970
Parcel #2515405007
Source: Public Records
Legal Description
T1N, R11E, SEC 15 TOWAR PARK SUB LOT 215
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jan Dijkers
Berkshire Hathaway HomeServices The Loft Warehouse
Frequently Asked Questions about 828 N Gainsborough Avenue, Royal Oak, MI 48067
Which school district serves 828 N Gainsborough Avenue, Royal Oak, MI 48067?
Per MLS# 20251028271, 828 N Gainsborough Avenue, Royal Oak, MI 48067 is in the City of Royal Oak boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact City of Royal Oak directly to confirm enrollment eligibility.
What financing options are available for 828 N Gainsborough Avenue, Royal Oak, MI 48067?
Per MLS# 20251028271, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 828 N Gainsborough Avenue, Royal Oak, MI 48067?
Per public tax records, annual property taxes for this property are $8,993. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 828 N Gainsborough Avenue, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 828 N Gainsborough Avenue, Royal Oak, MI 48067 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 828 N Gainsborough Avenue, Royal Oak, MI 48067. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 828 N Gainsborough Avenue, Royal Oak, MI 48067?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$6,983
Monthly$582
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,176
Principal & interest$2,594
Property taxes$582
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
828 N Gainsborough Avenue, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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