For Sale
83 N Saginaw Street, Pontiac, MI 48342
$250,000
MLS # 20261003523 (Realcomp)
Built 18760.07 acres
1 / 10
Listing Description
Prime downtown Pontiac commercial retail opportunity on N Saginaw Street. This freestanding ~3,220 sq ft retail/office building sits on a compact urban lot and offers flexible space for a variety of business uses (buyer to verify zoning and permitted uses). Built in 1876, the property retains character and solid construction, with central air conditioning and concrete foundation.Excellent location in the heart of Pontiac’s commercial core, surrounded by restaurants, retail shops, and mixed-use development, with strong visibility and pedestrian appeal. Ideal for owner-occupiers, retail, service-oriented business, or investor repositioning. Close proximity to major city amenities, transit routes, and downtown activity makes this a high-traffic, high-exposure property. Buyer and agent to verify all details including square footage, zoning, utilities, and highest and best use.
Source: SparkMLS
About this home
Currently offered at $250,000.
Annual property taxes run approximately $1,443 ($120/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 7 providers.
Listing Property Details
Property TypeCommercial Sale
Bathrooms0
Lot Size0.07 acres
Year Built1876
Location
CityPontiac
MunicipalityPontiac
Zip Code48342
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionOther
HeatingForced Air
Sale & Financing
Listed1/22/2026
Source: SparkMLS
Tax Information
Annual Tax$1,443
State Equalized Value$32,900
Taxable Value$26,320
Parcel #1429429020
Source: Public Records
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Paul Mychalowych
EXP Realty Birmingham
Frequently Asked Questions about 83 N Saginaw Street, Pontiac, MI 48342
Which school district serves 83 N Saginaw Street, Pontiac, MI 48342?
Per MLS# 20261003523, 83 N Saginaw Street, Pontiac, MI 48342 is in the Pontiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pontiac directly to confirm enrollment eligibility.
What are the property taxes at 83 N Saginaw Street, Pontiac, MI 48342?
Per public tax records, annual property taxes for this property are $1,443. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 83 N Saginaw Street, Pontiac, MI 48342 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 83 N Saginaw Street, Pontiac, MI 48342 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 83 N Saginaw Street, Pontiac, MI 48342. The maximum advertised download speed is 2.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 83 N Saginaw Street, Pontiac, MI 48342?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
83 N Saginaw Street, Pontiac, MI 48342
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Municipality
Pontiac
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County
Oakland County
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