For Sale
830 N Union City Road, Coldwater, MI 49036
$599,900
MLS # 26034925 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,030 sqftBuilt 19650.74 acres
1 / 37
Listing Description
Rare opportunity to own a fully furnished-turnkey waterfront property on Craig Lake with additional acreage! This well-maintained 3-bedroom, 1.5-bath ranch offers the perfect blend of lakefront living, privacy, and space. Enjoy beautiful lake views from the covered patio, private dock, and spacious backyard—ideal for boating, fishing, entertaining, or simply relaxing. Inside, you'll find an open-concept kitchen with ample cabinet space, a spacious living room, and a full basement offering abundant storage and potential for additional finished living space. A 30x30 pole building with concrete floors provides plenty of room for vehicles, boats, ATVs, or a workshop. Also included is a separate 6-acre parcel, adding privacy, recreational opportunities, and abundant wildlife. Move-in ready and offering a rare combination of waterfront, acreage, and outbuilding space, this property is ideal as a year-round home or weekend getaway.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,030 sq ft home built in 1965 sits in Coldwater.
Currently offered at $599,900 (about $582/sq ft).
Estimated annual property tax: $1,737, or about $145 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,030 sqft
Lot Size0.74 acres
Year Built1965
Stories1
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleContemporary, Ranch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed7/8/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,737
Tax Year2025
Assessed Value$63,976
Parcel #030-029-400-020-00
Source: SparkMLS
Legal Description
BEG 1854.56 FT N FR SE COR, TH N 130 FT, TH W 234.45 FT, TH S 13DEG 23MIN 43SEC W 133.88 FT, TH E 266.35 FT TO BEG SEC 29 T5S R6W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Karmen Ann Case
Case Realty Group
Frequently Asked Questions about 830 N Union City Road, Coldwater, MI 49036
What school district is 830 N Union City Road, Coldwater, MI 49036 in?
Per MLS# 26034925, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 830 N Union City Road, Coldwater, MI 49036?
Per MLS# 26034925, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26034925, the most recent reported annual property tax for 830 N Union City Road, Coldwater, MI 49036 is $1,737 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 830 N Union City Road, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 830 N Union City Road, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,891
Principal & interest$3,891
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
830 N Union City Road, Coldwater, MI 49036
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