For Sale
8304 W Whispering Pine Circle, Lake City, MI 49651
$309,900
MLS # 1947964 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 20050.5 acres
1 / 38
Listing Description
Welcome to 8304 W Whispering Pine Circle, where comfort, outdoor adventure, and Northern Michigan charm come together. Built in 2005, this beautifully maintained 3-bedroom, 2.5-bath home offers plenty of space for family and guests with a fully finished lower level featuring a kitchenette, additional bedroom, and full bathroom—perfect for extended family, visitors, or entertaining. The main living area is warm and inviting, while recent updates, including new central air installed in 2024, provide modern comfort and peace of mind. Outside, you’ll fall in love with the private backyard designed for making memories, complete with a large deck, spacious patio, and a cozy fire pit, creating the perfect setting for summer barbecues, evening gatherings, or relaxing under the stars. A detached garage offers additional storage for vehicles, recreational gear, and outdoor equipment. Located in a peaceful subdivision with direct trail access and just moments from the scenic Clam River, this property is an outdoor enthusiast’s dream. Enjoy nearby ORV and snowmobile trails, kayaking, fishing, hiking, and year-round recreation right from your neighborhood. Conveniently situated between Lake City and Cadillac, you’ll have easy access to shopping, restaurants, golf courses, and healthcare while still enjoying the tranquility of Northern Michigan. Spend your summers exploring the many inland lakes, boating, and fishing, or enjoy local favorites like Lake City’s Greatest Fourth in the North Celebration, Cadillac’s Festival of the Arts, Backcountry Horsemen Shore-to-Shore Trail Ride, and the area’s renowned fall color tours. Whether you’re looking for a full-time residence or a Northern Michigan getaway, this home offers the ideal combination of comfort, recreation, and location.
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Lake City built in 2005.
Listed at $309,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.5 acres
Year Built2005
Location
CityLake City
Zip Code49651
CountyMissaukee
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed7/13/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Midge Nixon
REMAX Central
Frequently Asked Questions about 8304 W Whispering Pine Circle, Lake City, MI 49651
What type of financing is accepted for this listing?
Per MLS# 1947964, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 8304 W Whispering Pine Circle, Lake City, MI 49651 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,010
Principal & interest$2,010
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8304 W Whispering Pine Circle, Lake City, MI 49651
View full property history →
Get email alerts for new listings near 8304 W Whispering Pine Circle
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.