Pending
831 W Breckenridge Street, Ferndale, MI 48220
$435,000
MLS # 20261044851 (Realcomp)
3 beds3 baths1,603 sqftBuilt 19370.15 acres
1 / 55
Listing Description
Ferndale's leading home seller presents this wonderful Tudor-style home within walking distance to nearby parks, downtown shops, and restaurants. Tons of charm throughout with coved ceilings, hardwood floors, and rich wood trim. Tile entry with a lovely half bath tucked just off the main living area. Bright living room with a cozy natural fireplace, large windows, and classic crown molding. Traditional dining room with a statement chandelier. Roomy kitchen with dark granite counters, stainless steel appliances, crisp white cabinetry, and a subway tile backsplash. Adjacent breakfast nook/pantry area with built-in shelving. Head upstairs to three nice-sized bedrooms and a beautiful tiled bath with a separate shower and tub. Finished basement provides additional living space, a second full bath, and laundry. Big fenced backyard with a patio and detached two-car garage. Close to all the shops, restaurants, and parks that make Ferndale such a sought-after community. Welcome Home!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,603 sq ft home in Ferndale in Ferndale built in 1937.
Listed at $435,000 (about $271/sq ft).
Annual property taxes run approximately $8,444 ($704/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,603 sqft
Lot Size0.15 acres
Year Built1937
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$8,444
State Equalized Value$169,720
Taxable Value$167,340
Parcel #2528478010
Source: Public Records
Legal Description
T1N, R11E, SEC 28 ANSON RIDGE SUB LOT 56, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 831 W Breckenridge Street, Ferndale, MI 48220
Which school district serves 831 W Breckenridge Street, Ferndale, MI 48220?
Per MLS# 20261044851, 831 W Breckenridge Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261044851, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 831 W Breckenridge Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $8,444. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 831 W Breckenridge Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 831 W Breckenridge Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 831 W Breckenridge Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
831 W Breckenridge Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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