Under Contract
831 Wisconsin Avenue, St. Joseph, MI 49085
$665,000
MLS # 26030900 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,395 sqftBuilt 19040.22 acres
1 / 60
Listing Description
Step into timeless elegance in the heart of downtown St. Joseph! Ideally located just moments from Milton Park, Lake Michigan beaches, downtown shopping, dining, and entertainment, this stunning historic home beautifully blends classic character with modern updates. Featuring 4 bedrooms, 3 full baths, and two half baths, this spacious residence offers room for everyone. The newly renovated third full bathroom adds fresh appeal, while the third-floor retreat provides the perfect space for guests, hobbies, or additional living quarters. Relax and unwind on the welcoming front porch, thoughtfully rebuilt with newer wood and full of historic charm. The chef's dream kitchen is the heart of the home, featuring all-new appliances, abundant workspace, and an adjoining buffet area ideal for a coffee bar, wine station, or entertaining hub. The main floor also includes a dedicated office, convenient laundry room, oversized mudroom, and numerous built-ins that add both character and functionality!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 3,395 sq ft home in St Joseph in St. Joseph built in 1904.
Listed at $665,000 (about $196/sq ft).
Property tax estimate: $8,412 per year ($701/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,395 sqft
Lot Size0.22 acres
Year Built1904
Stories3
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/20/2026
Original Price$675,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,412
Tax Year2024
Assessed Value$210,263
Parcel #11-76-5990-0015-00-6
Source: SparkMLS
Legal Description
THE E1/2 OF LOT 13 & ENTIRE LOT 15 PIXLEY'S ADD TO CITY OF ST JOSEPH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Anne Gain
@properties Christie's International R.E.
Frequently Asked Questions about 831 Wisconsin Avenue, St. Joseph, MI 49085
Which school district serves 831 Wisconsin Avenue, St. Joseph, MI 49085?
Per MLS# 26030900, 831 Wisconsin Avenue, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26030900, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 831 Wisconsin Avenue, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $8,412 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 831 Wisconsin Avenue, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 831 Wisconsin Avenue, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 831 Wisconsin Avenue, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$4,313
Principal & interest$4,313
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
831 Wisconsin Avenue, St. Joseph, MI 49085
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Municipality
St Joseph
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