Pending
8320 Outer Drive S, Traverse City, MI 49685
$545,000
MLS # 20261046542 (Realcomp)
3 beds3 baths2,312 sqftBuilt 19900.49 acres
1 / 23
Listing Description
Nestled in one of the most sought-after and secluded neighborhoods in Grand Traverse County, this exceptional ranch home has shared access to beautiful Long Lake - one of the most coveted all-sports inland lakes in the region.Enjoy 108 feet of shared waterfront frontage, complete with a private boat launch and separate park, providing endless opportunities for boating, swimming, fishing, and recreation.Designed for easy main-floor living, this 3-bedroom, 3-bath home also features a spacious lower level with a fourth non-conforming bedroom suite, additional living room, and flexible space for guests, hobbies, or extended family.Outdoor living is a highlight, featuring a massive 1,000-square-foot deck with an electric retractable awning over the patio, a fire pit, and mature old-growth trees that create a peaceful and private setting.Recent updates provide comfort and peace of mind, including newer windows, roof, kitchen, appliances, furnace, hot water heater, and an automatic Generac generator. The home is low-maintenance and comfortable, making it easy to enjoy both seasonally and year-round.What truly sets this property apart is the neighborhood. As soon as you enter the Long Lake Peninsula, the pace slows, stress fades, and a sense of serenity takes over. Residents enjoy a quiet, natural setting while remaining just minutes from the area's best amenities.Additional features include a two-car attached garage, three-car driveway, an extra off-driveway parking space, and dedicated side-yard parking for an RV, boat, or trailer.Located just 10 minutes from Traverse City and 15 minutes from Interlochen Center for the Arts, this property is the perfect blend of privacy, convenience, and the year-round lake lifestyle that makes Northern Michigan so special.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,312 sq ft home in Traverse City built in 1990.
Listed at $545,000 (about $236/sq ft).
Property tax estimate: $3,704 per year ($309/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,312 sqft
Lot Size0.49 acres
Year Built1990
Stories1
Location
CityTraverse City
MunicipalityLong Lake Twp
Zip Code49685
CountyGrand Traverse County
School DistrictTraverse City
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished, Water Softener/Owned
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$400 / Annually
Source: SparkMLS
Tax Information
Annual Tax$3,704
Parcel #280835501900
Source: SparkMLS
Legal Description
LOT 19 & W 20.64 FT OF LOT 18 WEDOWS PENINSULA ESTATES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steve Koleno
Beycome Brokerage Realty LLC
Frequently Asked Questions about 8320 Outer Drive S, Traverse City, MI 49685
Which school district serves 8320 Outer Drive S, Traverse City, MI 49685?
Per MLS# 20261046542, 8320 Outer Drive S, Traverse City, MI 49685 is in the Traverse City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Traverse City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261046542, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8320 Outer Drive S, Traverse City, MI 49685?
Per public tax records, annual property taxes for this property are $3,704. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8320 Outer Drive S, Traverse City, MI 49685 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8320 Outer Drive S, Traverse City, MI 49685 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8320 Outer Drive S, Traverse City, MI 49685?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Long Lake Twp police department or the Grand Traverse County County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,568
Principal & interest$3,535
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8320 Outer Drive S, Traverse City, MI 49685
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