For Sale
838 S Shore Drive, Holland, MI 49423
$485,000
MLS # 26033386 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,245 sqftBuilt 19540.33 acres
1 / 21
Listing Description
Welcome to the good life! Set along the always desirable South Shore Drive and right across the street from Lake Macatawa, this home is bikeable to Kollen Park, Downtown Holland, and lovely lakeshore trails. The 3 bed, 1 ½ brick ranch exudes mid-century charm and has been expertly renovated without sacrificing the architectural character. An exposed brick fireplace immediately catches the eye upon walking in, while the screened porch off the living room is a welcome surprise and perfect perch for summer evenings. Other features include hardwood floors, a tiled ½ bath, and huge windows in the living room. The walkout lower-level leads to a large patio-yet another fabulous area for hosting or relaxing. From the timeless design to the unbeatable location, this home is ready for you.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,245 sq ft home built in 1954 sits in Holland in Holland.
Listed at $485,000 (about $390/sq ft).
Property tax estimate: $3,712 per year ($309/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Holland Board of Public Works; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,245 sqft
Lot Size0.33 acres
Year Built1954
Stories1
Location
CityHolland
MunicipalityHolland City
Zip Code49423
CountyOttawa
School DistrictHolland
Construction & Systems
StyleRanch
ConstructionBrick, Stone
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,712
Tax Year2026
State Equalized Value$133,300
Taxable Value$85,884
Assessed Value$145,600
Homestead (PRE)100%
Parcel #70-15-36-254-005
Source: Public Records
Legal Description
LOT 19 INDIAN HILLS SUBD 1 SEC 36 T5N R16W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kersh Ruhl
Coldwell Banker Woodland Schmidt
Frequently Asked Questions about 838 S Shore Drive, Holland, MI 49423
Which school district serves 838 S Shore Drive, Holland, MI 49423?
Per MLS# 26033386, 838 S Shore Drive, Holland, MI 49423 is in the Holland boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Holland directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26033386, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 838 S Shore Drive, Holland, MI 49423?
Per public tax records, annual property taxes for this property are $3,712 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 838 S Shore Drive, Holland, MI 49423 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 838 S Shore Drive, Holland, MI 49423 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 838 S Shore Drive, Holland, MI 49423?
Per Michigan Public Service Commission service territory data: Electric: Holland Board of Public Works. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Holland City police department or the Ottawa County sheriff's office.
Map
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Monthly payment$3,146
Principal & interest$3,146
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Holland Board of Public Works
Municipal
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
838 S Shore Drive, Holland, MI 49423
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Municipality
Holland
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