For Sale
8395 N Channel Drive, Algonac, MI 48001
$389,000
MLS # 20261026025 (Realcomp)
3 beds1 bath1,369 sqftBuilt 19230.49 acres
1 / 37
Listing Description
Hop in your boat and check out this must see property. Words cannot describe the incredible views. It is a one-of-a-kind island cottage. Nestled on an island in the St. Clair Flats (also known as the North Channel Flats), just upstream from the entrance to Anchor Bay of Lake St.Clair. This two-story retreat offers unmatched panoramic views of wildlife, water, sunrise and sunset skies. Accessible only by boat but just a short three minute boat ride from the mainland rented boat well / car parking lot. This property delivers a peaceful, adventure-filled lifestyle that’s perfect for fishing, hunting, boating, or simply unwinding in nature.Enjoy an open floor plan, enclosed front porch, front and rear decks, and a 300+ ft seawall offering exceptional dockage around the island. The property includes a 40’x16’ covered boat hoist with a 16,000 lb lift capacity (fits up to a 12’ beam) and a 12’x10’ utility/storage shed — ideal for lake life convenience. Located across from Decker’s Landing and Belfour’s Gas Dock, and downstream from Harsens Island. Approximate boat ride times from the island cottage, 5 minutes to Bare Naked Bay, 15 minutes to Cabana Blue Grill, 15 minutes to Browns Bar, 25 minutes to Muscamoot Bay, 25 minutes to Algonac Harbor Club.A true boater’s and sportsman’s paradise with endless potential, including use as a vacation rental. This cottage is turnkey ready. Owner open to selling fully furnished—ready to enjoy your own island hideaway!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,369 sq ft home built in 1923 sits in Algonac.
Currently offered at $389,000 (about $284/sq ft).
Annual property taxes run approximately $1,320 ($110/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,369 sqft
Lot Size0.49 acres
Year Built1923
Stories2
Location
CityAlgonac
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
HeatingSpace Heater
SewerSeptic Tank
Sale & Financing
Listed4/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,320
Parcel #74149460014000
Source: SparkMLS
Legal Description
W 1/2 LOT 87 ST CLAIR FLATS, N CHANNEL DEEDED 12/69
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Louis Nardi
EXP Realty Shelby Twp
Frequently Asked Questions about 8395 N Channel Drive, Algonac, MI 48001
Which school district serves 8395 N Channel Drive, Algonac, MI 48001?
Per MLS# 20261026025, 8395 N Channel Drive, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What financing options are available for 8395 N Channel Drive, Algonac, MI 48001?
Per MLS# 20261026025, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8395 N Channel Drive, Algonac, MI 48001?
Per public tax records, annual property taxes for this property are $1,320. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8395 N Channel Drive, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 8395 N Channel Drive, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$2,523
Principal & interest$2,523
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Property
8395 N Channel Drive, Algonac, MI 48001
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