For Sale
840 Black River Road, Bangor, MI 49013
$439,900
MLS # 26013476 (Michigan Regional Information Center (MichRIC))
3 beds2 baths3,656 sqftBuilt 19945.22 acres
1 / 48
Listing Description
From the house to the land, this is a truly one-of-a-kind property! This raised round home is situated on over 5 acres with approximately 1,300 feet of frontage on the Black River and an additional 700 feet of frontage on Maple Creek. Perfect for fishing, kayaking, exploring the woods, or just relaxing and enjoying all of the wildlife. Its close proximity to the beaches, shops, and restaurants in South Haven as well as area lakes, parks, and trails make it the perfect getaway, potential vacation rental, or year-round home. The 3 bedroom, 2 bathroom home has had many updates over the past several years - a new septic and drain field, central air, new roof, and new water heater. The walkout basement offers a family room, full bathroom, and bar with a view of the river - a great entertaining space. Be sure to check this one out. This much easily accessible river frontage is so hard to find!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 3,656 sq ft home in Bangor in Bangor built in 1994.
Asking $439,900 (about $120/sq ft).
Estimated annual property tax: $2,984, or about $249 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area3,656 sqft
Lot Size5.22 acres
Year Built1994
Stories1
Location
CityBangor
MunicipalityBangor City
Zip Code49013
CountyVan Buren
School DistrictBangor
Construction & Systems
StyleOther
ConstructionWood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed4/2/2026
Original Price$449,000
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,425
Tax Year2026
State Equalized Value$94,000
Taxable Value$78,498
Assessed Value$83,116
Homestead (PRE)100%
Parcel #80-54-801-034-01
Source: Public Records
Legal Description
COM AT S 1/4 PT OF SEC, TH N 88 DEG 31' 05''W ON S SEC L 412.51' TO CEN L OF BLACK RIVER ROAD, TH N 57 DEG 52'20''W ON SD CEN L 864.31' TO BEG, TH S 57 DEG 52' 20''E ON SD CEN L 606.81' TO A PT 257.5' NWLY OF S SEC L, TH N 32 DEG 07'40'' E AT RT ANG TO CEN L OF BLACK RIVER, TH NWLY ALG SD CEN L TO A PT N 32 DEG 07'40''E OF BEG, TH S 32 DEG 07'40''W TO BEG. EX BLACK RIVER ROAD. UNPLATTED
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sarah Henry
Kalvan Realty, Inc.
Frequently Asked Questions about 840 Black River Road, Bangor, MI 49013
Which school district serves 840 Black River Road, Bangor, MI 49013?
Per MLS# 26013476, 840 Black River Road, Bangor, MI 49013 is in the Bangor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bangor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26013476, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 840 Black River Road, Bangor, MI 49013?
Per public tax records, annual property taxes for this property are $4,425 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 840 Black River Road, Bangor, MI 49013 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 840 Black River Road, Bangor, MI 49013 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 840 Black River Road, Bangor, MI 49013?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bangor City police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$2,984
Monthly$249
Millage rate31.7398 mills
Municipality: City of Bangor
School district: BANGOR PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,102
Principal & interest$2,853
Property taxes$249
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
840 Black River Road, Bangor, MI 49013
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Municipality
Bangor
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