Pending
8423 Cascade Street, Commerce Twp, MI 48382
$499,000
MLS # 20261045062 (Realcomp)
4 beds3 baths3,420 sqftBuilt 20170.33 acres
1 / 28
Listing Description
Welcome home to this beautifully maintained 4-bedroom, 2.5-bath home in one of Commerce Township’s most desirable lake communities. Built in 2017 and located within walking distance of the neighborhood’s private beach, playground, and boat launch, this home offers the perfect blend of modern comfort and lake living. The community provides access to an all-sports lake, making it easy to enjoy boating, fishing, kayaking, and summer days on the water.Inside, you’ll find thoughtful updates throughout, including a new washer and dryer, new dishwasher, and new refrigerator. The fully finished basement was completed in 2023 and adds valuable living space, including a spacious fourth bedroom—perfect for guests, a home office, or growing families.Situated on a large fenced lot with beautiful lake views, this home allows you to enjoy the beauty of the water without the maintenance and expense of direct waterfront ownership. Whether you’re relaxing in the backyard, entertaining in the finished lower level, or spending the day at the private beach, this property offers the lifestyle you’ve been searching for.Don’t miss this opportunity to enjoy lake-community living with modern amenities, award-winning Walled Lake schools, and convenient access to shopping, dining, and recreation throughout Commerce Township.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,420 sq ft home built in 2017 sits in Commerce Township in Commerce Twp.
Currently offered at $499,000 (about $146/sq ft).
Annual property taxes run approximately $5,895 ($491/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,420 sqft
Lot Size0.33 acres
Year Built2017
Stories2
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorBasement Finished, Security System, Water Softener/Owned
Sale & Financing
Listed6/16/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$175 / Annually
Source: SparkMLS
Tax Information
Annual Tax$6,226
State Equalized Value$214,200
Taxable Value$196,790
Parcel #1701204010
Source: Public Records
Legal Description
T2N, R8E, SEC 1 RUSSELL BEACH SUB LOTS 74 & 75
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jacob Hewitt
National Realty Centers, Inc
Frequently Asked Questions about 8423 Cascade Street, Commerce Twp, MI 48382
What school district is 8423 Cascade Street, Commerce Twp, MI 48382 in?
Per MLS# 20261045062, this property is served by Walled Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261045062, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261045062, the most recent reported annual property tax for 8423 Cascade Street, Commerce Twp, MI 48382 is $6,226. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8423 Cascade Street, Commerce Twp, MI 48382 eligible for USDA financing?
Per USDA Rural Development boundary data, 8423 Cascade Street, Commerce Twp, MI 48382 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8423 Cascade Street, Commerce Twp, MI 48382 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$5,895
Monthly$491
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,743
Principal & interest$3,237
Property taxes$491
HOA$15
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8423 Cascade Street, Commerce Twp, MI 48382
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Municipality
Commerce Township
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County
Oakland County
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