For Sale
8424 3rd Street, Onekama, MI 49675
$699,000
MLS # 26032228 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,331 sqftBuilt 195510.09 acres
1 / 99
Listing Description
10 ACRE Waterfront PRIVATE PARK ESTATE w 1,000ft Crystal Clear Creek frontage & Newly Remodeled Home just off M-22 in the Heart of ONEKAMA! NEWLY RENOVATED 3 bd, 1.5 bath home has 2 Car Attached Garage & Additional splitable BUILDABLE LOT to use or sell & is 3 BLOCKS fm PORTAGE LAKE that Channels out to LAKE MICHIGAN! 5 mins West. Own your own FAMILY RETREAT~Pristine FOREST has Groomed Trails for Hiking/Snow Shoeing, Fishing, Bridges, Waterfalls, Artesian Springs, Campsites, Firepits & an EVER-FLOWING ARTESIAN WELL in the Beautiful Backyard! Home has NEW ROOF, Siding, New Shed, New Garage Doors, NEW DRIVEWAY, New Butcher Block Countertop/Backsplash, Jetted Tub, HARDWOOD FLOORS w Sunporch Breezeway to garage & Back Patio. Lilac Trees, Large Campfire Area w FIREPIT w Split Firewood & CIRCULAR GARDEN! 300 Ft Road Front-Splits available. Large yard w room to build a POLE BARN or expand living space. ONEKAMA has all amentities~15 mins to AIRPORT hubs fm CHICAGO! Great VACA-RENTAL Potential!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,331 sq ft home in Onekama Village in Onekama built in 1955.
Asking $699,000 (about $525/sq ft).
Annual property taxes run approximately $3,500 ($292/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,331 sqft
Lot Size10.09 acres
Year Built1955
Stories1
Location
CityOnekama
MunicipalityOnekama Vlg
Zip Code49675
CountyManistee
School DistrictOnekama
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Full
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesPhone Available, Electricity Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorGarage Door Opener, Guest Quarters, Center Island, Eat-in Kitchen
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,500
Tax Year2026
Assessed Value$51,947
Parcel #514102501500
Source: SparkMLS
Legal Description
Long Legal to be provided by Title Co.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Deborah Nale
CENTURY 21 Northland
Frequently Asked Questions about 8424 3rd Street, Onekama, MI 49675
What school district is 8424 3rd Street, Onekama, MI 49675 in?
Per MLS# 26032228, this property is served by Onekama. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 8424 3rd Street, Onekama, MI 49675?
Per MLS# 26032228, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032228, the most recent reported annual property tax for 8424 3rd Street, Onekama, MI 49675 is $3,500 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8424 3rd Street, Onekama, MI 49675 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8424 3rd Street, Onekama, MI 49675 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Vlg police department or the Manistee County sheriff's office.
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Monthly payment$4,534
Principal & interest$4,534
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8424 3rd Street, Onekama, MI 49675
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Municipality
Onekama Village
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