Under Contract
8430 Joseph Street, Commerce Twp, MI 48382
$660,000
MLS # 20261041498 (Realcomp)
4 beds3 baths2,504 sqftBuilt 20260.24 acres
1 / 48
Listing Description
Welcome to your dream home in Commerce Township, within the highly sought-after Walled Lake Schools district. This brand-new craftsman-style home offers immediate occupancy and features four bedrooms, two full baths, and a convenient half bath. The three car front-entry garage sits on a large lot that backs to trees, providing a serene setting. Inside, you’ll find nine-foot ceilings on the first floor, with engineered hardwood in the entry, kitchen, nook, and family room. The family room showcases built-in cabinets flanking a cozy gas fireplace with shelving. The kitchen is a chef’s dream, boasting a large island with granite countertops and a huge walk-in pantry with a prep area. The main floor also includes a private library. Upstairs, the expansive primary suite offers a large walk-in closet and a luxurious bath, plus three additional well-sized bedrooms and a second full bath. Photos are of actual home. Don’t miss this incredible opportunity!
Source: SparkMLS
About this home
Located in Commerce Township in Commerce Twp, this property offers 4-bedroom, 3-bath, 2,504 sq ft, with original construction dating to 2026.
Asking $660,000 (about $264/sq ft).
Annual property taxes run approximately $1,140 ($95/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,504 sqft
Lot Size0.24 acres
Year Built2026
Stories2
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionBrick, Other
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$750 / Annually
Source: SparkMLS
Tax Information
Annual Tax$1,537
State Equalized Value$41,440
Taxable Value$41,440
Parcel #1712252017
Source: Public Records
Legal Description
T2N, R8E, SEC 12 OAKLAND COUNTY CONDOMINIUM PLAN NO 2408 SHEPHERD'S GROVE UNIT 17 L 58857 P 47 9-27-23 FR 251-016
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lori Beatty
RE/MAX New Trend
Frequently Asked Questions about 8430 Joseph Street, Commerce Twp, MI 48382
What school district is 8430 Joseph Street, Commerce Twp, MI 48382 in?
Per MLS# 20261041498, this property is served by Walled Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261041498, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261041498, the most recent reported annual property tax for 8430 Joseph Street, Commerce Twp, MI 48382 is $1,537. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8430 Joseph Street, Commerce Twp, MI 48382 eligible for USDA financing?
Per USDA Rural Development boundary data, 8430 Joseph Street, Commerce Twp, MI 48382 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8430 Joseph Street, Commerce Twp, MI 48382 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$1,140
Monthly$95
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$4,439
Principal & interest$4,281
Property taxes$95
HOA$63
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8430 Joseph Street, Commerce Twp, MI 48382
View full property history →
Municipality
Commerce Township
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 8430 Joseph Street
We'll notify you when something hits the market in Commerce Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.